Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in North Amityville, NY
We monitor insurance prices, helping the average driver in North Amityville save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in North Amityville
The chart below shows the cheapest car insurance company in North Amityville for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| North Amityville Insurer | Monthly Cost |
|---|---|
| Kemper | $111 |
| Plymouth Rock Assurance | $148 |
| Safeco Insurance | $159 |
| Geico | $166 |
Savings for Every Kind of North Amityville Driver
Based on our extensive insurance data, we know the average North Amityville driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $902 per year by choosing the right vehicle insurance company. Some North Amityville residents are paying out over $3,024 extra every year for auto insurance in North Amityville. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
North Amityville, NY Savings / Yr. |
|---|---|
$902 |
|
$575 |
|
$1,148 |
|
$1,162 |
|
$2,847 |
|
$953 |
|
$1,518 |
North Amityville Car Insurance vs. New York
People living in North Amityville pay an average of 24.70% more than the typical driver in the state. The average driver in North Amityville can expect to pay about $2,193 per year, or $3,024 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in North Amityville for most people.
Car Insurance Prices by North Amityville Neighborhood
Insurance Prices
Where is insurance cheapest within North Amityville?
The map shows insurance prices in and around North Amityville, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $520 per year within the city boundaries, with insurance premiums ranging from a high of $3,186 to a low of $2,666. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Northwest parts of North Amityville.Pick the Best Car Insurance Company for You in North Amityville
The best car insurance provider for most drivers in North Amityville
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $902 over the average North Amityville car insurance company.
The best car insurance provider for North Amityville drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $575 over the competition.
The best car insurance company for North Amityville drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $1,148 better than other car insurance companies.
The best auto insurance for North Amityville drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $1,162 less each year.
The least expensive car insurance company for new and young drivers in North Amityville
In North Amityville, Progressive costs young drivers $2,847 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in North Amityville
Progressive gave the largest car insurance discounts to married couples, averaging $953 saved each year compared to an average North Amityville couple's premiums.
The cheapest car insurance in North Amityville for drivers with bad credit
The best North Amityville car insurance company for customer service
Nationwide was the best company for customer service in North Amityville according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in North Amityville, which was better than other insurers.
The cheapest large national provider in North Amityville
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average North Amityville driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In North Amityville, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around North Amityville
What Influences the Cost of Car Insurance in North Amityville?
On average, car insurance in North Amityville is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in North Amityville is 36 minutes, which is a little more than average for a driver in the state.
- New York state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in North Amityville are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- North Amityville is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in North Amityville is $183 per month for minimum coverage and $252 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- North Lindenhurst: Insurance costs 7.71% less
- Copiague: Insurance costs 4.17% less
- Amityville: Insurance costs 10.05% less
- South Farmingdale: Insurance costs 11.84% less
- East Massapequa: Insurance costs 9.36% less
- East Farmingdale: Insurance costs 7.28% less
- Massapequa Park: Insurance costs 12.53% less
- Lindenhurst: Insurance costs 10.65% less
- Farmingdale: Insurance costs 11.11% less
- North Massapequa: Insurance costs 13.19% less
Cities with Similar Populations
- Creve Coeur: Insurance costs 37.10% less
- Three Lakes: Insurance costs 7.57% more
- Three Rivers: Insurance costs 8.80% less
- Tillmans Corner: Insurance costs 45.04% less
- Trabuco Canyon: Insurance costs 31.18% less
- Troutdale: Insurance costs 44.08% less
- Valle Vista: Insurance costs 29.30% less
- Verona: Insurance costs 51.52% less
- Vincentown: Insurance costs 42.63% less
- Vinings: Insurance costs 33.37% less