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Get Cheap Car Insurance in Andover, ME
We monitor insurance prices, helping the average driver in Andover save up to 31.9% on car insurance.
The Cheapest Minimum Coverage in Andover
The chart below shows the cheapest car insurance company in Andover for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Geico, Concord Group Insurance, and Kemper.
| Andover Insurer | Monthly Cost |
|---|---|
| State Farm | $37 |
| Geico | $39 |
| Concord Group Insurance | $42 |
| Kemper | $42 |
Savings for Every Kind of Andover Driver
Based on our extensive insurance data, we know the average Andover driver will save about 24% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $236 per year by choosing the right vehicle insurance company. Some Andover residents are paying out over $967 extra every year for auto insurance in Andover. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Andover, ME Savings / Yr. |
|---|---|
$236 |
|
$335 |
|
$303 |
|
$309 |
|
$982 |
|
$204 |
|
$431 |
Andover Car Insurance vs. Maine
People living in Andover pay an average of 2.17% more than the typical driver in the state. The average driver in Andover can expect to pay about $538 per year, or $967 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Andover for most people.
Car Insurance Prices by Andover Neighborhood
Insurance Prices
Where is insurance cheapest within Andover?
The map shows insurance prices in and around Andover, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $5 per year within the city boundaries, with insurance premiums ranging from a high of $971 to a low of $966. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the Central parts of Andover.Pick the Best Car Insurance Company for You in Andover
The best car insurance provider for most drivers in Andover
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $236 over the average Andover car insurance company.
The best car insurance provider for Andover drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $335 over the competition.
The best car insurance company for Andover drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $303 better than other car insurance companies.
The best auto insurance for Andover drivers with a DUI conviction
Getting a quote from Concord Group Insurance may cost the average person with a DUI about $309 less each year.
The least expensive car insurance company for new and young drivers in Andover
In Andover, Concord Group Insurance costs young drivers $982 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Andover
Concord Group Insurance gave the largest car insurance discounts to married couples, averaging $204 saved each year compared to an average Andover couple's premiums.
The cheapest car insurance in Andover for drivers with bad credit
The best Andover car insurance company for customer service
Recent price drops
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The cheapest large national provider in Andover
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Andover driver can expect to pay about $60 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Andover, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, young drivers, good drivers, drivers with accidents, and married couples.Auto Insurance Prices in and Around Andover
What Influences the Cost of Car Insurance in Andover?
On average, car insurance in Andover is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Andover is 36 minutes, which is a little more than average for a driver in the state.
- Maine state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Andover are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
- Andover is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Andover is $45 per month for minimum coverage and $81 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- East Andover: Insurance costs 0.31% less
- South Andover: Insurance costs 0.21% less
- Newry: Insurance costs 0.52% less
- Roxbury: Insurance costs 1.14% less
- Frye: Insurance costs 1.14% less
- Hanover: Insurance costs 0.93% less
- North Bethel: Insurance costs 1.03% less
- Rumford: Insurance costs 0.21% more
- Mexico: Insurance costs 0.31% less
- Bethel: Insurance costs 0.62% more
Cities with Similar Populations
- Weber: Insurance costs 67.11% more
- Flo: Insurance costs 67.01% more
- Lamar: Insurance costs 77.25% more
- Nashville: Insurance costs 81.90% more
- Bicknell: Insurance costs 37.33% more
- Lincoln: Insurance costs 23.27% more
- Knife River: Insurance costs 67.94% more
- Norton: Insurance costs 27.30% more
- Ocean Beach: Insurance costs 175.59% more
- Big Water: Insurance costs 40.85% more