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Get Cheap Car Insurance in Annapolis, CA
We monitor insurance prices, helping the average driver in Annapolis save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Annapolis
The chart below shows the cheapest car insurance company in Annapolis for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Annapolis Insurer | Monthly Cost |
|---|---|
| Metromile | $48 |
| Geico | $54 |
| Progressive | $58 |
| Travelers | $59 |
Savings for Every Kind of Annapolis Driver
Based on our extensive insurance data, we know the average Annapolis driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $607 per year by choosing the right vehicle insurance company. Some Annapolis residents are paying out over $1,898 extra every year for auto insurance in Annapolis. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Annapolis, CA Savings / Yr. |
|---|---|
$607 |
|
$1,111 |
|
$879 |
|
$1,544 |
|
$793 |
|
$344 |
|
$0 |
Annapolis Car Insurance vs. California
People living in Annapolis pay an average of 5.50% less than the typical driver in the state. The average driver in Annapolis can expect to pay about $888 per year, or $1,898 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Annapolis for most people.
Car Insurance Prices by Annapolis Neighborhood
Insurance Prices
Where is insurance cheapest within Annapolis?
The map shows insurance prices in and around Annapolis, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $123 per year within the city boundaries, with insurance premiums ranging from a high of $1,937 to a low of $1,814. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Southwest parts of Annapolis.Pick the Best Car Insurance Company for You in Annapolis
The best car insurance provider for most drivers in Annapolis
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $607 over the average Annapolis car insurance company.
The best car insurance provider for Annapolis drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,111 over the competition.
The best car insurance company for Annapolis drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $879 better than other car insurance companies.
The best auto insurance for Annapolis drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,544 less each year.
The least expensive car insurance company for new and young drivers in Annapolis
In Annapolis, State Farm costs young drivers $793 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Annapolis
Progressive gave the largest car insurance discounts to married couples, averaging $344 saved each year compared to an average Annapolis couple's premiums.
The cheapest car insurance in Annapolis for drivers with bad credit
The best Annapolis car insurance company for customer service
Recent price drops
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The cheapest large national provider in Annapolis
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Annapolis driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Annapolis, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Annapolis
What Influences the Cost of Car Insurance in Annapolis?
On average, car insurance in Annapolis is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Annapolis are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- Annapolis is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Annapolis is $74 per month for minimum coverage and $158 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Stewarts Point: Insurance costs 1.26% more
- The Sea Ranch: Insurance costs 4.27% less
- Gualala: Insurance costs 4.74% less
- Jenner: Insurance costs 1.58% less
- Yorkville: Insurance costs 3.27% less
- Cazadero: Insurance costs 1.58% more
- Point Arena: Insurance costs 3.95% less
- Cloverdale: Insurance costs 3.00% more
- Boonville: Insurance costs 1.84% less
- Guernewood Park: Insurance costs 0.37% more
Cities with Similar Populations
- Rathbun: Insurance costs 29.08% less
- Nunda: Insurance costs 19.49% less
- Oak Center: Insurance costs 43.52% less
- Oak Hill: Insurance costs 12.28% less
- Huntsville: Insurance costs 30.56% less
- Chimney Rock: Insurance costs 37.20% less
- Hodgson: Insurance costs 13.33% less
- Orange Springs: Insurance costs 28.35% more
- Paynes Creek: Insurance costs 4.95% less
- Pelham: Insurance costs 22.66% less