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Get Cheap Car Insurance in Stewarts Point, CA
We monitor insurance prices, helping the average driver in Stewarts Point save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Stewarts Point
The chart below shows the cheapest car insurance company in Stewarts Point for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Stewarts Point Insurer | Monthly Cost |
|---|---|
| Metromile | $48 |
| Geico | $54 |
| Progressive | $58 |
| Travelers | $60 |
Savings for Every Kind of Stewarts Point Driver
Based on our extensive insurance data, we know the average Stewarts Point driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $614 per year by choosing the right vehicle insurance company. Some Stewarts Point residents are paying out over $1,922 extra every year for auto insurance in Stewarts Point. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Stewarts Point, CA Savings / Yr. |
|---|---|
$614 |
|
$1,126 |
|
$890 |
|
$1,564 |
|
$803 |
|
$348 |
|
$0 |
Stewarts Point Car Insurance vs. California
People living in Stewarts Point pay an average of 4.29% less than the typical driver in the state. The average driver in Stewarts Point can expect to pay about $900 per year, or $1,922 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Stewarts Point for most people.
Car Insurance Prices by Stewarts Point Neighborhood
Insurance Prices
Where is insurance cheapest within Stewarts Point?
The map shows insurance prices in and around Stewarts Point, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $109 per year within the city boundaries, with insurance premiums ranging from a high of $1,937 to a low of $1,828. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the South parts of Stewarts Point.Pick the Best Car Insurance Company for You in Stewarts Point
The best car insurance provider for most drivers in Stewarts Point
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $614 over the average Stewarts Point car insurance company.
The best car insurance provider for Stewarts Point drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,126 over the competition.
The best car insurance company for Stewarts Point drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $890 better than other car insurance companies.
The best auto insurance for Stewarts Point drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,564 less each year.
The least expensive car insurance company for new and young drivers in Stewarts Point
In Stewarts Point, State Farm costs young drivers $803 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Stewarts Point
Progressive gave the largest car insurance discounts to married couples, averaging $348 saved each year compared to an average Stewarts Point couple's premiums.
The cheapest car insurance in Stewarts Point for drivers with bad credit
The best Stewarts Point car insurance company for customer service
Nationwide was the best company for customer service in Stewarts Point according to the NAIC.
Recent price drops
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The cheapest large national provider in Stewarts Point
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Stewarts Point driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Stewarts Point, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Stewarts Point
What Influences the Cost of Car Insurance in Stewarts Point?
On average, car insurance in Stewarts Point is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Stewarts Point are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- Stewarts Point is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Stewarts Point is $75 per month for minimum coverage and $160 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Annapolis: Insurance costs 1.25% less
- The Sea Ranch: Insurance costs 5.46% less
- Jenner: Insurance costs 2.81% less
- Cazadero: Insurance costs 0.31% more
- Gualala: Insurance costs 5.93% less
- Guernewood Park: Insurance costs 0.88% less
- Yorkville: Insurance costs 4.47% less
- Cloverdale: Insurance costs 1.72% more
- Duncans Mills: Insurance costs 2.81% more
- Guerneville: Insurance costs 0.47% more
Cities with Similar Populations
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- Zell: Insurance costs 16.60% less
- Yetter: Insurance costs 35.48% less
- Yellow Creek: Insurance costs 36.99% less
- Wyoming: Insurance costs 26.22% less
- Wrightsboro: Insurance costs 16.65% less