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Get Cheap Car Insurance in Aransas Pass, TX
We monitor insurance prices, helping the average driver in Aransas Pass save up to 34.2% on car insurance.
The Cheapest Minimum Coverage in Aransas Pass
The chart below shows the cheapest car insurance company in Aransas Pass for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Clearcover, followed by Mile Auto, Progressive, and State Farm.
| Aransas Pass Insurer | Monthly Cost |
|---|---|
| Clearcover | $45 |
| Mile Auto | $58 |
| Progressive | $60 |
| State Farm | $65 |
Savings for Every Kind of Aransas Pass Driver
Based on our extensive insurance data, we know the average Aransas Pass driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $355 per year by choosing the right vehicle insurance company. Some Aransas Pass residents are paying out over $1,723 extra every year for auto insurance in Aransas Pass. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Aransas Pass, TX Savings / Yr. |
|---|---|
$355 |
|
$811 |
|
$715 |
|
$819 |
|
$1,247 |
|
$471 |
|
$515 |
Aransas Pass Car Insurance vs. Texas
People living in Aransas Pass pay an average of 11.81% less than the typical driver in the state. The average driver in Aransas Pass can expect to pay about $1,026 per year, or $1,723 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Aransas Pass for most people.
Car Insurance Prices by Aransas Pass Neighborhood
Insurance Prices
Where is insurance cheapest within Aransas Pass?
The map shows insurance prices in and around Aransas Pass, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $262 per year within the city boundaries, with insurance premiums ranging from a high of $1,893 to a low of $1,631. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Southeast parts of Aransas Pass.Pick the Best Car Insurance Company for You in Aransas Pass
The best car insurance provider for most drivers in Aransas Pass
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $355 over the average Aransas Pass car insurance company.
The best car insurance provider for Aransas Pass drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $811 over the competition.
The best car insurance company for Aransas Pass drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $715 better than other car insurance companies.
The best auto insurance for Aransas Pass drivers with a DUI conviction
Getting a quote from Mile Auto may cost the average person with a DUI about $819 less each year.
The least expensive car insurance company for new and young drivers in Aransas Pass
In Aransas Pass, State Farm costs young drivers $1,247 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Aransas Pass
State Farm gave the largest car insurance discounts to married couples, averaging $471 saved each year compared to an average Aransas Pass couple's premiums.
The cheapest car insurance in Aransas Pass for drivers with bad credit
The best Aransas Pass car insurance company for customer service
Nationwide was the best company for customer service in Aransas Pass according to the NAIC.
Recent price drops
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The cheapest large national provider in Aransas Pass
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Aransas Pass driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Aransas Pass, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, drivers with accidents, young drivers, drivers with speeding tickets, and drivers with bad credit.Auto Insurance Prices in and Around Aransas Pass
What Influences the Cost of Car Insurance in Aransas Pass?
On average, car insurance in Aransas Pass is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Aransas Pass is 31 minutes, which is about the national average for a driver in the state.
- Texas state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Aransas Pass are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- Aransas Pass is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Aransas Pass is $86 per month for minimum coverage and $144 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Ingleside: Insurance costs 1.80% less
- Ingleside on the Bay: Insurance costs 5.11% less
- Gregory: Insurance costs 3.13% less
- Port Aransas: Insurance costs 4.35% less
- Rockport: Insurance costs 2.32% less
- Portland: Insurance costs 3.42% less
- Bayside: Insurance costs 5.34% less
- Fulton: Insurance costs 3.13% less
- Taft Southwest: Insurance costs 3.13% less
- Taft: Insurance costs 1.45% less
Cities with Similar Populations
- Oneonta: Insurance costs 12.36% less
- Lunenburg: Insurance costs 10.85% less
- Manchester: Insurance costs 3.66% more
- Manhattan: Insurance costs 15.90% less
- Manteno: Insurance costs 17.01% less
- Marengo: Insurance costs 20.20% less
- Duson: Insurance costs 77.77% more
- Delta: Insurance costs 4.29% more
- Del Mar: Insurance costs 14.68% more
- Country Club: Insurance costs 24.20% more