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Get Cheap Car Insurance in Port Aransas, TX
We monitor insurance prices, helping the average driver in Port Aransas save up to 34.2% on car insurance.
The Cheapest Minimum Coverage in Port Aransas
The chart below shows the cheapest car insurance company in Port Aransas for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Clearcover, followed by Mile Auto, Progressive, and State Farm.
| Port Aransas Insurer | Monthly Cost |
|---|---|
| Clearcover | $43 |
| Mile Auto | $56 |
| Progressive | $57 |
| State Farm | $62 |
Savings for Every Kind of Port Aransas Driver
Based on our extensive insurance data, we know the average Port Aransas driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $339 per year by choosing the right vehicle insurance company. Some Port Aransas residents are paying out over $1,648 extra every year for auto insurance in Port Aransas. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Port Aransas, TX Savings / Yr. |
|---|---|
$339 |
|
$776 |
|
$684 |
|
$784 |
|
$1,193 |
|
$450 |
|
$493 |
Port Aransas Car Insurance vs. Texas
People living in Port Aransas pay an average of 15.65% less than the typical driver in the state. The average driver in Port Aransas can expect to pay about $982 per year, or $1,648 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Port Aransas for most people.
Car Insurance Prices by Port Aransas Neighborhood
Insurance Prices
Where is insurance cheapest within Port Aransas?
The map shows insurance prices in and around Port Aransas, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $85 per year within the city boundaries, with insurance premiums ranging from a high of $1,697 to a low of $1,612. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the South parts of Port Aransas.Pick the Best Car Insurance Company for You in Port Aransas
The best car insurance provider for most drivers in Port Aransas
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $339 over the average Port Aransas car insurance company.
The best car insurance provider for Port Aransas drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $776 over the competition.
The best car insurance company for Port Aransas drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $684 better than other car insurance companies.
The best auto insurance for Port Aransas drivers with a DUI conviction
Getting a quote from Mile Auto may cost the average person with a DUI about $784 less each year.
The least expensive car insurance company for new and young drivers in Port Aransas
In Port Aransas, State Farm costs young drivers $1,193 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Port Aransas
State Farm gave the largest car insurance discounts to married couples, averaging $450 saved each year compared to an average Port Aransas couple's premiums.
The cheapest car insurance in Port Aransas for drivers with bad credit
The best Port Aransas car insurance company for customer service
Nationwide was the best company for customer service in Port Aransas according to the NAIC.
Recent price drops
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The cheapest large national provider in Port Aransas
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Port Aransas driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Port Aransas, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, drivers with accidents, young drivers, drivers with speeding tickets, and drivers with bad credit.Auto Insurance Prices in and Around Port Aransas
What Influences the Cost of Car Insurance in Port Aransas?
On average, car insurance in Port Aransas is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Port Aransas is 22 minutes, which is far less than average for a driver in the state.
- Texas state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Port Aransas are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- Port Aransas is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Port Aransas is $82 per month for minimum coverage and $137 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Aransas Pass: Insurance costs 4.55% more
- Ingleside: Insurance costs 2.67% more
- Ingleside on the Bay: Insurance costs 0.79% less
- Gregory: Insurance costs 1.27% more
- Portland: Insurance costs 0.97% more
- Corpus Christi: Insurance costs 9.04% more
- Taft: Insurance costs 3.03% more
- Taft Southwest: Insurance costs 1.27% more
- Sodville: Insurance costs 1.09% more
- Odem: Insurance costs 2.67% more
Cities with Similar Populations
- Ashford: Insurance costs 15.66% more
- Battleboro: Insurance costs 23.06% less
- Afton: Insurance costs 1.46% less
- Wilton: Insurance costs 41.75% less
- West Townsend: Insurance costs 9.10% less
- Vian: Insurance costs 4.61% more
- Towanda: Insurance costs 7.34% less
- Stone Ridge: Insurance costs 43.33% more
- Shippenville: Insurance costs 18.02% less
- Shiocton: Insurance costs 33.68% less