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Get Cheap Car Insurance in Ardmore, TN
We monitor insurance prices, helping the average driver in Ardmore save up to 31.8% on car insurance.
The Cheapest Minimum Coverage in Ardmore
The chart below shows the cheapest car insurance company in Ardmore for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Geico, Farmers Insurance, and Safeco Insurance.
| Ardmore Insurer | Monthly Cost |
|---|---|
| State Farm | $51 |
| Geico | $56 |
| Farmers Insurance | $57 |
| Safeco Insurance | $57 |
Savings for Every Kind of Ardmore Driver
Based on our extensive insurance data, we know the average Ardmore driver will save about 26% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $344 per year by choosing the right vehicle insurance company. Some Ardmore residents are paying out over $1,346 extra every year for auto insurance in Ardmore. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Ardmore, TN Savings / Yr. |
|---|---|
$344 |
|
$620 |
|
$458 |
|
$524 |
|
$1,350 |
|
$325 |
|
$562 |
Ardmore Car Insurance vs. Tennessee
People living in Ardmore pay an average of 2.40% less than the typical driver in the state. The average driver in Ardmore can expect to pay about $847 per year, or $1,346 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Ardmore for most people.
Car Insurance Prices by Ardmore Neighborhood
Insurance Prices
Where is insurance cheapest within Ardmore?
The map shows insurance prices in and around Ardmore, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $43 per year within the city boundaries, with insurance premiums ranging from a high of $1,379 to a low of $1,336. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the Southwest parts of Ardmore.Pick the Best Car Insurance Company for You in Ardmore
The best car insurance provider for most drivers in Ardmore
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $344 over the average Ardmore car insurance company.
The best car insurance provider for Ardmore drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $620 over the competition.
The best car insurance company for Ardmore drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $458 better than other car insurance companies.
The best auto insurance for Ardmore drivers with a DUI conviction
Getting a quote from Novo may cost the average person with a DUI about $524 less each year.
The least expensive car insurance company for new and young drivers in Ardmore
In Ardmore, State Farm costs young drivers $1,350 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Ardmore
State Farm gave the largest car insurance discounts to married couples, averaging $325 saved each year compared to an average Ardmore couple's premiums.
The cheapest car insurance in Ardmore for drivers with bad credit
The best Ardmore car insurance company for customer service
Recent price drops
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The cheapest large national provider in Ardmore
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Ardmore driver can expect to pay about $95 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Ardmore, USAA has the best prices for married couples, good drivers, drivers with accidents, drivers with bad credit, drivers with a DUI conviction, drivers with speeding tickets, and young drivers.Auto Insurance Prices in and Around Ardmore
What Influences the Cost of Car Insurance in Ardmore?
On average, car insurance in Ardmore is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Tennessee state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Ardmore are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Ardmore is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Ardmore is $71 per month for minimum coverage and $112 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Baugh: Insurance costs 0.45% more
- Elkmont Springs: Insurance costs 0.22% less
- Elkton: Insurance costs 2.15% more
- Holland Gin: Insurance costs 11.44% more
- Ardmore: Insurance costs 15.38% more
- Taft: Insurance costs 0.07% less
- Coldwater: Insurance costs 0.52% less
- Dellrose: Insurance costs 0.30% less
- Poplar Hill: Insurance costs 0.82% less
- Bunker Hill: Insurance costs 0.15% more
Cities with Similar Populations
- Freer: Insurance costs 23.11% more
- Trenton: Insurance costs 5.57% less
- Riverside: Insurance costs 16.94% more
- Malta: Insurance costs 15.38% less
- Whitehall: Insurance costs 19.47% more
- Trappe: Insurance costs 33.80% more
- Thompson Falls: Insurance costs 18.80% more
- Magdalena: Insurance costs 8.54% more
- Haynesville: Insurance costs 112.33% more
- Steep Falls: Insurance costs 29.64% less