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Get Cheap Car Insurance in Thompson Falls, MT
We monitor insurance prices, helping the average driver in Thompson Falls save up to 33.6% on car insurance.
The Cheapest Minimum Coverage in Thompson Falls
The chart below shows the cheapest car insurance company in Thompson Falls for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Travelers, Progressive, and Midvale Home & Auto.
| Thompson Falls Insurer | Monthly Cost |
|---|---|
| State Farm | $43 |
| Travelers | $47 |
| Progressive | $49 |
| Midvale Home & Auto | $53 |
Savings for Every Kind of Thompson Falls Driver
Based on our extensive insurance data, we know the average Thompson Falls driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, and age. The average driver will find themselves saving $400 per year by choosing the right vehicle insurance company. Some Thompson Falls residents are paying out over $1,599 extra every year for auto insurance in Thompson Falls. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Thompson Falls, MT Savings / Yr. |
|---|---|
$400 |
|
$712 |
|
$569 |
|
$834 |
|
$1,816 |
|
$0 |
|
$703 |
Thompson Falls Car Insurance vs. Montana
People living in Thompson Falls pay an average of 1.32% less than the typical driver in the state. The average driver in Thompson Falls can expect to pay about $761 per year, or $1,599 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Thompson Falls for most people.
Car Insurance Prices by Thompson Falls Neighborhood
Insurance Prices
Where is insurance cheapest within Thompson Falls?
The map shows insurance prices in and around Thompson Falls, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $52 per year within the city boundaries, with insurance premiums ranging from a high of $1,637 to a low of $1,585. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the Southeast parts of Thompson Falls.Pick the Best Car Insurance Company for You in Thompson Falls
The best car insurance provider for most drivers in Thompson Falls
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $400 over the average Thompson Falls car insurance company.
The best car insurance provider for Thompson Falls drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $712 over the competition.
The best car insurance company for Thompson Falls drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $569 better than other car insurance companies.
The best auto insurance for Thompson Falls drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $834 less each year.
The least expensive car insurance company for new and young drivers in Thompson Falls
In Thompson Falls, State Farm costs young drivers $1,816 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Thompson Falls
The cheapest car insurance in Thompson Falls for drivers with bad credit
The best Thompson Falls car insurance company for customer service
Nationwide was the best company for customer service in Thompson Falls according to the NAIC.
Recent price drops
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The cheapest large national provider in Thompson Falls
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Thompson Falls driver can expect to pay about $101 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Thompson Falls, USAA has the best prices for young drivers, drivers with speeding tickets, drivers with accidents, good drivers, drivers with bad credit, and drivers with a DUI conviction.Auto Insurance Prices in and Around Thompson Falls
What Influences the Cost of Car Insurance in Thompson Falls?
On average, car insurance in Thompson Falls is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Thompson Falls is 17 minutes, which is far less than average for a driver in the state.
- Montana state insurance regulations may require higher prices.
- An average of 12 to 13 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
- Thompson Falls has an average population density in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Thompson Falls is $63 per month for minimum coverage and $133 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- White Pine: Insurance costs 0.19% less
- Saltese: Insurance costs 0.31% less
- DeBorgia: Insurance costs 0.50% less
- Haugan: Insurance costs 0.56% less
- Trout Creek: Insurance costs 0.31% more
- Plains: Insurance costs 0.44% less
- Murray: Insurance costs 28.71% less
- Mullan: Insurance costs 29.33% less
- Larchwood: Insurance costs 1.81% more
- Gem: Insurance costs 27.77% less
Cities with Similar Populations
- Babson Park: Insurance costs 49.16% more
- Balcones Heights: Insurance costs 23.26% more
- Baltic: Insurance costs 16.70% more
- Bow: Insurance costs 12.95% less
- Breezy Point: Insurance costs 0.88% less
- Bristolville: Insurance costs 31.39% less
- Cayucos: Insurance costs 12.76% more
- Centreville: Insurance costs 69.92% more
- Clarksboro: Insurance costs 9.94% more
- Coats Crossroads: Insurance costs 21.01% less