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Get Cheap Car Insurance in Coats Crossroads, NC
We monitor insurance prices, helping the average driver in Coats Crossroads save up to 33.1% on car insurance.
The Cheapest Minimum Coverage in Coats Crossroads
The chart below shows the cheapest car insurance company in Coats Crossroads for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Midvale Home & Auto, followed by Erie Insurance, Farm Bureau, and Progressive.
| Coats Crossroads Insurer | Monthly Cost |
|---|---|
| Midvale Home & Auto | $48 |
| Erie Insurance | $49 |
| Farm Bureau | $51 |
| Progressive | $54 |
Savings for Every Kind of Coats Crossroads Driver
Based on our extensive insurance data, we know the average Coats Crossroads driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $243 per year by choosing the right vehicle insurance company. Some Coats Crossroads residents are paying out over $1,263 extra every year for auto insurance in Coats Crossroads. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Coats Crossroads, NC Savings / Yr. |
|---|---|
$243 |
|
$527 |
|
$384 |
|
$980 |
|
$728 |
|
$293 |
|
$440 |
Coats Crossroads Car Insurance vs. North Carolina
People living in Coats Crossroads pay an average of 1.04% more than the typical driver in the state. The average driver in Coats Crossroads can expect to pay about $757 per year, or $1,263 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Coats Crossroads for most people.
Car Insurance Prices by Coats Crossroads Neighborhood
Insurance Prices
Where is insurance cheapest within Coats Crossroads?
The map shows insurance prices in and around Coats Crossroads, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $51 per year within the city boundaries, with insurance premiums ranging from a high of $1,282 to a low of $1,231. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the South parts of Coats Crossroads.Pick the Best Car Insurance Company for You in Coats Crossroads
The best car insurance provider for most drivers in Coats Crossroads
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $243 over the average Coats Crossroads car insurance company.
The best car insurance provider for Coats Crossroads drivers with accidents on their records
In our analysis, Erie Insurance saved the average person who had been in an accident the most, with annual savings averaging $527 over the competition.
The best car insurance company for Coats Crossroads drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $384 better than other car insurance companies.
The best auto insurance for Coats Crossroads drivers with a DUI conviction
Getting a quote from Kemper may cost the average person with a DUI about $980 less each year.
The least expensive car insurance company for new and young drivers in Coats Crossroads
In Coats Crossroads, State Farm costs young drivers $728 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Coats Crossroads
Erie Insurance gave the largest car insurance discounts to married couples, averaging $293 saved each year compared to an average Coats Crossroads couple's premiums.
The cheapest car insurance in Coats Crossroads for drivers with bad credit
The best Coats Crossroads car insurance company for customer service
Nationwide was the best company for customer service in Coats Crossroads according to the NAIC.
Recent price drops
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The cheapest large national provider in Coats Crossroads
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Coats Crossroads driver can expect to pay about $87 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Coats Crossroads, USAA has the best prices for none of the categories above.Auto Insurance Prices in and Around Coats Crossroads
What Influences the Cost of Car Insurance in Coats Crossroads?
On average, car insurance in Coats Crossroads is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Coats Crossroads is 39 minutes, which is far more than average for a driver in the state.
- North Carolina state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Coats Crossroads are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
- Coats Crossroads is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Coats Crossroads is $63 per month for minimum coverage and $105 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Flowers: Insurance costs 0.55% more
- Hardee Cross Roads: Insurance costs 1.90% less
- Smithfield: Insurance costs 1.11% more
- Benson: Insurance costs 0.48% more
- Four Oaks: Insurance costs 1.43% less
- Clayton: Insurance costs 2.22% more
- Willow Spring: Insurance costs 0.08% less
- Wilsons Mills: Insurance costs 0.40% more
- Garner: Insurance costs 4.59% more
- Angier: Insurance costs 1.35% more
Cities with Similar Populations
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