Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Hardee Cross Roads, NC
We monitor insurance prices, helping the average driver in Hardee Cross Roads save up to 33.1% on car insurance.
The Cheapest Minimum Coverage in Hardee Cross Roads
The chart below shows the cheapest car insurance company in Hardee Cross Roads for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Midvale Home & Auto, followed by Erie Insurance, Farm Bureau, and Progressive.
| Hardee Cross Roads Insurer | Monthly Cost |
|---|---|
| Midvale Home & Auto | $47 |
| Erie Insurance | $48 |
| Farm Bureau | $50 |
| Progressive | $53 |
Savings for Every Kind of Hardee Cross Roads Driver
Based on our extensive insurance data, we know the average Hardee Cross Roads driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $238 per year by choosing the right vehicle insurance company. Some Hardee Cross Roads residents are paying out over $1,239 extra every year for auto insurance in Hardee Cross Roads. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Hardee Cross Roads, NC Savings / Yr. |
|---|---|
$238 |
|
$517 |
|
$377 |
|
$962 |
|
$714 |
|
$287 |
|
$431 |
Hardee Cross Roads Car Insurance vs. North Carolina
People living in Hardee Cross Roads pay an average of 0.87% less than the typical driver in the state. The average driver in Hardee Cross Roads can expect to pay about $742 per year, or $1,239 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Hardee Cross Roads for most people.
Car Insurance Prices by Hardee Cross Roads Neighborhood
Insurance Prices
Where is insurance cheapest within Hardee Cross Roads?
The map shows insurance prices in and around Hardee Cross Roads, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $24 per year within the city boundaries, with insurance premiums ranging from a high of $1,257 to a low of $1,233. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Northwest parts of Hardee Cross Roads.Pick the Best Car Insurance Company for You in Hardee Cross Roads
The best car insurance provider for most drivers in Hardee Cross Roads
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $238 over the average Hardee Cross Roads car insurance company.
The best car insurance provider for Hardee Cross Roads drivers with accidents on their records
In our analysis, Erie Insurance saved the average person who had been in an accident the most, with annual savings averaging $517 over the competition.
The best car insurance company for Hardee Cross Roads drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $377 better than other car insurance companies.
The best auto insurance for Hardee Cross Roads drivers with a DUI conviction
Getting a quote from Kemper may cost the average person with a DUI about $962 less each year.
The least expensive car insurance company for new and young drivers in Hardee Cross Roads
In Hardee Cross Roads, State Farm costs young drivers $714 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Hardee Cross Roads
Erie Insurance gave the largest car insurance discounts to married couples, averaging $287 saved each year compared to an average Hardee Cross Roads couple's premiums.
The cheapest car insurance in Hardee Cross Roads for drivers with bad credit
The best Hardee Cross Roads car insurance company for customer service
Nationwide was the best company for customer service in Hardee Cross Roads according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Hardee Cross Roads, which was better than other insurers.
The cheapest large national provider in Hardee Cross Roads
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Hardee Cross Roads driver can expect to pay about $87 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Hardee Cross Roads, USAA has the best prices for none of the categories above.Auto Insurance Prices in and Around Hardee Cross Roads
What Influences the Cost of Car Insurance in Hardee Cross Roads?
On average, car insurance in Hardee Cross Roads is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- North Carolina state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Hardee Cross Roads are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- Hardee Cross Roads is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Hardee Cross Roads is $62 per month for minimum coverage and $103 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Angier: Insurance costs 3.31% more
- Willow Spring: Insurance costs 1.86% more
- Coats: Insurance costs 1.45% more
- Benson: Insurance costs 2.42% more
- Coats Crossroads: Insurance costs 1.94% more
- Buies Creek: Insurance costs 0.08% more
- Flowers: Insurance costs 2.50% more
- Fuquay-Varina: Insurance costs 3.95% more
- Erwin: Insurance costs 3.55% more
- Four Oaks: Insurance costs 0.48% more
Cities with Similar Populations
- Bearden: Insurance costs 38.01% more
- Cameron: Insurance costs 35.92% more
- Clarendon: Insurance costs 4.60% more
- Chappell Hill: Insurance costs 32.28% more
- Challis: Insurance costs 11.38% less
- Minnesota City: Insurance costs 23.08% more
- Rocheport: Insurance costs 40.36% more
- Rerdell: Insurance costs 96.37% more
- Oakland: Insurance costs 0.08% more
- Oakham: Insurance costs 21.79% more