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Get Cheap Car Insurance in Argyle, NY
We monitor insurance prices, helping the average driver in Argyle save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Argyle
The chart below shows the cheapest car insurance company in Argyle for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Argyle Insurer | Monthly Cost |
|---|---|
| Kemper | $77 |
| Plymouth Rock Assurance | $103 |
| Safeco Insurance | $111 |
| Geico | $115 |
Savings for Every Kind of Argyle Driver
Based on our extensive insurance data, we know the average Argyle driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $625 per year by choosing the right vehicle insurance company. Some Argyle residents are paying out over $2,098 extra every year for auto insurance in Argyle. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Argyle, NY Savings / Yr. |
|---|---|
$625 |
|
$399 |
|
$797 |
|
$806 |
|
$1,975 |
|
$661 |
|
$1,053 |
Argyle Car Insurance vs. New York
People living in Argyle pay an average of 13.50% less than the typical driver in the state. The average driver in Argyle can expect to pay about $1,522 per year, or $2,098 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Argyle for most people.
Car Insurance Prices by Argyle Neighborhood
Insurance Prices
Where is insurance cheapest within Argyle?
The map shows insurance prices in and around Argyle, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $371 per year within the city boundaries, with insurance premiums ranging from a high of $2,414 to a low of $2,043. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the West parts of Argyle.Pick the Best Car Insurance Company for You in Argyle
The best car insurance provider for most drivers in Argyle
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $625 over the average Argyle car insurance company.
The best car insurance provider for Argyle drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $399 over the competition.
The best car insurance company for Argyle drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $797 better than other car insurance companies.
The best auto insurance for Argyle drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $806 less each year.
The least expensive car insurance company for new and young drivers in Argyle
In Argyle, Progressive costs young drivers $1,975 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Argyle
Progressive gave the largest car insurance discounts to married couples, averaging $661 saved each year compared to an average Argyle couple's premiums.
The cheapest car insurance in Argyle for drivers with bad credit
The best Argyle car insurance company for customer service
Recent price drops
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The cheapest large national provider in Argyle
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Argyle driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Argyle, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Argyle
What Influences the Cost of Car Insurance in Argyle?
On average, car insurance in Argyle is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Argyle is 31 minutes, which is about the national average for a driver in the state.
- New York state insurance regulations may require higher prices.
- An average of 6 to 7 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Argyle are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Argyle is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Argyle is $127 per month for minimum coverage and $175 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- North Argyle: Insurance costs 1.10% more
- South Argyle: Insurance costs 1.14% more
- West Hebron: Insurance costs 1.48% more
- Cossayuna: Insurance costs 0.19% less
- North Greenwich: Insurance costs 0.29% less
- East Greenwich: Insurance costs 0.10% less
- Salem: Insurance costs 0.67% more
- Fort Edward: Insurance costs 0.86% more
- Hudson Falls: Insurance costs 3.29% more
- Bald Mountain: Insurance costs 0.33% less
Cities with Similar Populations
- Graford: Insurance costs 22.35% less
- Tonopah: Insurance costs 2.10% less
- Smithfield: Insurance costs 2.67% less
- Goldthwaite: Insurance costs 23.98% less
- Muir: Insurance costs 13.06% less
- Fawn Grove: Insurance costs 36.51% less
- Warren: Insurance costs 21.40% less
- Memphis: Insurance costs 14.11% less
- New Era: Insurance costs 28.50% more
- Eros: Insurance costs 42.42% more