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Get Cheap Car Insurance in Fort Edward, NY
We monitor insurance prices, helping the average driver in Fort Edward save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Fort Edward
The chart below shows the cheapest car insurance company in Fort Edward for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Fort Edward Insurer | Monthly Cost |
|---|---|
| Kemper | $78 |
| Plymouth Rock Assurance | $104 |
| Safeco Insurance | $111 |
| Geico | $116 |
Savings for Every Kind of Fort Edward Driver
Based on our extensive insurance data, we know the average Fort Edward driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $631 per year by choosing the right vehicle insurance company. Some Fort Edward residents are paying out over $2,116 extra every year for auto insurance in Fort Edward. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Fort Edward, NY Savings / Yr. |
|---|---|
$631 |
|
$402 |
|
$804 |
|
$813 |
|
$1,992 |
|
$667 |
|
$1,062 |
Fort Edward Car Insurance vs. New York
People living in Fort Edward pay an average of 12.73% less than the typical driver in the state. The average driver in Fort Edward can expect to pay about $1,535 per year, or $2,116 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Fort Edward for most people.
Car Insurance Prices by Fort Edward Neighborhood
Insurance Prices
Where is insurance cheapest within Fort Edward?
The map shows insurance prices in and around Fort Edward, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $435 per year within the city boundaries, with insurance premiums ranging from a high of $2,414 to a low of $1,979. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the Northeast parts of Fort Edward.Pick the Best Car Insurance Company for You in Fort Edward
The best car insurance provider for most drivers in Fort Edward
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $631 over the average Fort Edward car insurance company.
The best car insurance provider for Fort Edward drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $402 over the competition.
The best car insurance company for Fort Edward drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $804 better than other car insurance companies.
The best auto insurance for Fort Edward drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $813 less each year.
The least expensive car insurance company for new and young drivers in Fort Edward
In Fort Edward, Progressive costs young drivers $1,992 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Fort Edward
Progressive gave the largest car insurance discounts to married couples, averaging $667 saved each year compared to an average Fort Edward couple's premiums.
The cheapest car insurance in Fort Edward for drivers with bad credit
The best Fort Edward car insurance company for customer service
Nationwide was the best company for customer service in Fort Edward according to the NAIC.
Recent price drops
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The cheapest large national provider in Fort Edward
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Fort Edward driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Fort Edward, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Fort Edward
What Influences the Cost of Car Insurance in Fort Edward?
On average, car insurance in Fort Edward is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Fort Edward is 28 minutes, which is a little less than average for a driver in the state.
- New York state insurance regulations may require higher prices.
- An average of 6 to 7 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Fort Edward are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Fort Edward is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Fort Edward is $128 per month for minimum coverage and $176 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- South Glens Falls: Insurance costs 0.47% more
- Hudson Falls: Insurance costs 2.41% more
- Glens Falls: Insurance costs 2.13% more
- West Glens Falls: Insurance costs 0.43% less
- Fort Miller: Insurance costs 0.09% more
- Queensbury: Insurance costs 5.48% more
- Glens Falls North: Insurance costs 0.28% more
- Argyle: Insurance costs 0.85% less
- South Argyle: Insurance costs 0.28% more
- Vaughns Corners: Insurance costs 1.94% less
Cities with Similar Populations
- Prairie Grove: Insurance costs 21.79% less
- Moyock: Insurance costs 42.49% less
- Oroville East: Insurance costs 9.74% less
- Otsego: Insurance costs 28.26% more
- Palmerton: Insurance costs 33.74% less
- Paola: Insurance costs 26.89% less
- Payette: Insurance costs 49.01% less
- Peculiar: Insurance costs 15.26% less
- Pine Bush: Insurance costs 10.35% more
- Pleasant Hills: Insurance costs 33.13% less