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Get Cheap Car Insurance in Arivaca, AZ

We monitor insurance prices, helping the average driver in Arivaca save up to 38.6% on car insurance.

 

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The Cheapest Minimum Coverage in Arivaca

The chart below shows the cheapest car insurance company in Arivaca for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by State Farm, Mile Auto, and MetLife.

 
Arivaca Insurer Monthly Cost
Metromile $52
State Farm $53
Mile Auto $66
MetLife $66

Savings for Every Kind of Arivaca Driver

The table shows how much the average auto insurance customer in Arivaca might save by following our recommendations.

Based on our extensive insurance data, we know the average Arivaca driver will save about 39% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $591 per year by choosing the right vehicle insurance company. Some Arivaca residents are paying out over $1,530 extra every year for auto insurance in Arivaca. That cost may be even higher if you haven’t requested a new quote as your life situation changed.

Situation
Arivaca, AZ Savings / Yr.
Drivers with good records
$591
Drivers with accidents
$525
Drivers with speeding tickets
$320
Drivers with a DUI conviction
$537
Young drivers
$1,704
Married drivers
$301
Drivers with bad credit
$845

Arivaca Car Insurance vs. Arizona

People living in Arivaca pay an average of 15.66% less than the typical driver in the state. The average driver in Arivaca can expect to pay about $806 per year, or $1,530 for full coverage.

Based on our analysis, Safeco Insurance will be the cheapest provider in Arivaca for most people.

Car Insurance Prices by Arivaca Neighborhood

Arivaca, AZ map of insurance costs by zip code and neighborhood

Insurance Prices

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Average
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Where is insurance cheapest within Arivaca?

The map shows insurance prices in and around Arivaca, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $38 per year within the city boundaries, with insurance premiums ranging from a high of $1,567 to a low of $1,529. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the Central parts of Arivaca.

Pick the Best Car Insurance Company for You in Arivaca

We have analyzed insurance costs for auto insurance customers based on the major variables that impact pricing. The results of our analysis are below, including US dollar savings. What about when you meet one or more of the criteria? For example, if you have both a DUI and a speeding ticket? Simply start with the Arivaca insurance provider for whom we have posted the highest savings dollar figure.

The best car insurance provider for most drivers in Arivaca

For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $591 over the average Arivaca car insurance company.

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We use the average good driver, paying $78 per month, as our baseline for pricing in Arivaca. State Farm, Safeco Insurance, and Metromile are all good choices for quotes if you have a clean record. See also the best providers for married people if you are married, and look for repeated company names.

The best car insurance provider for Arivaca drivers with accidents on their records

In Arivaca getting into an accident will raise premiums an average 28% for a yearly cost of $2,138. That's $608 per year more than a driver with no at-fault crashes on their driving record might pay. To avoid paying out more than you need to, State Farm, Geico, and Nationwide are good choices for drivers with accidents.

In our analysis, Nationwide saved the average person who had been in an accident the most, with annual savings averaging $525 over the competition.

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The best car insurance company for Arivaca drivers with speeding tickets

>State Farm gave the average person with a speeding ticket the most savings, averaging $320 better than other car insurance companies.

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Depending on the insurance company, a speeding ticket can actually raise insurance premiums more than getting in an accident. In Arivaca, tickets raise premiums on new quotes about $308. If you have a speeding ticket, we recommend State Farm, Geico, and Nationwide for savings that beat the average insurance cost of $1,838 per year.

The best auto insurance for Arivaca drivers with a DUI conviction

Getting a DUI can increase the cost of insurance dramatically. The average person with a DUI paid $2,357 per year in auto insurance premiums, which was $827 more than a driver with no major issues. State Farm, Progressive, and American Family Insurance penalized their customers the least for a DUI.

Getting a quote from State Farm may cost the average person with a DUI about $537 less each year.

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The least expensive car insurance company for new and young drivers in Arivaca

In Arivaca, Geico costs young drivers $1,704 less each year versus the average auto insurance bill.

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Teen drivers account for more than their share of accidents, and thus end up paying about 70% more for insurance than more mature drivers in Arivaca. With an average cost of $5,059 per year (for young drivers who aren't on a parent's plan), car insurance for inexperienced drivers can’t ever be called "cheap." A few companies like State Farm, Geico, and AAA try to attract these younger drivers with lower prices in the hopes that they will stay with the company.

The best marriage discounts for vehicle insurance in Arivaca

Not everything is an excuse for the auto insurance companies to charge you more. Getting married provides an average discount of $158. State Farm, Geico, and Progressive provided the largest discounts to couples living in Arivaca.

State Farm gave the largest car insurance discounts to married couples, averaging $301 saved each year compared to an average Arivaca couple's premiums.

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The cheapest car insurance in Arivaca for drivers with bad credit

People with poor credit saved an average of $845 with Geico.

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Many people are surprised that their poor credit score can cost them an average of $1,387 every year. Premiums for people with poor credit were about $2,917 in Arivaca. However, some insurance companies do not take credit score into account. If you have a credit score below 575, get quotes from Geico, Progressive, and Nationwide.

The best Arivaca car insurance company for customer service

Many car insurance companies over the years have struggled with customer service. In Arivaca, the National Association of Insurance Commissioners (NAIC) ranks Nationwide as the best. Another valuable metric: JD Power ranks American Family Insurance as the best provider in Arivaca.

Nationwide was the best company for customer service in Arivaca according to the NAIC.

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Recent price drops

Due to improvements in our tracking and methodology, we are unable to show price change data for the most recent year. This data will return next year (2023).

In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Arivaca, which was better than other insurers.

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During the Covid-19 pandemic a few insurance companies realized people were driving less and struggling overall. They proactively lowered their rates for many customers in Arivaca. We think helping communities in a time of need deserves special attention. Many insurance companies have advertisements telling us how much they care: we prefer to look at their actions.

The cheapest large national provider in Arivaca

Many customers have informed us that they prefer to work with large national brands. Maybe they're one of the 16% of Arivaca residents who are renting, and don't plan to be in the city or state for very long. Or maybe national recognition and funds make people feel more secure with a large provider. Regardless, State Farm tends to have the lowest prices for most drivers.

For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Arivaca driver can expect to pay about $130 per month.

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What About USAA?

JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Arivaca, USAA has the best prices for married couples, drivers with speeding tickets, drivers with accidents, good drivers, drivers with bad credit, young drivers, and drivers with a DUI conviction.
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Auto Insurance Prices in and Around Arivaca

What Influences the Cost of Car Insurance in Arivaca?

On average, car insurance in Arivaca is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:

  • The average commute time in Arivaca is 24 minutes, which is far less than average for a driver in the state.
  • Arizona state insurance regulations may require higher prices.
  • An average of 0 weeks with snow on the ground, which impacts accident rates.
  • Marriage rates in Arivaca are about average in the state, and marriage often results in car insurance discounts.
  • Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
  • Arivaca is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.

As a result of these and other factors, the average cost of car insurance in Arivaca is $67 per month for minimum coverage and $127 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.

Car Insurance in Nearby Cities

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* Who is the average Arivaca driver? Based on national demographic data provided by BestNeighborhood, we took a single unmarried man living in central Arivaca with good (but not perfect) credit driving a used midsized sedan. Data sources: proprietary data collection and analysis, unique to CoverageWatch.org All content copyright CoverageWatch.org. Journalists and other websites are free to cite any data with attribution.