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Get Cheap Car Insurance in Arkansas City, KS
We monitor insurance prices, helping the average driver in Arkansas City save up to 29.5% on car insurance.
The Cheapest Minimum Coverage in Arkansas City
The chart below shows the cheapest car insurance company in Arkansas City for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Kemper, Farm Bureau, and Travelers.
| Arkansas City Insurer | Monthly Cost |
|---|---|
| State Farm | $52 |
| Kemper | $53 |
| Farm Bureau | $56 |
| Travelers | $56 |
Savings for Every Kind of Arkansas City Driver
Based on our extensive insurance data, we know the average Arkansas City driver will save about 24% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $368 per year by choosing the right vehicle insurance company. Some Arkansas City residents are paying out over $1,551 extra every year for auto insurance in Arkansas City. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Arkansas City, KS Savings / Yr. |
|---|---|
$368 |
|
$586 |
|
$418 |
|
$685 |
|
$1,336 |
|
$341 |
|
$745 |
Arkansas City Car Insurance vs. Kansas
People living in Arkansas City pay an average of 0.86% less than the typical driver in the state. The average driver in Arkansas City can expect to pay about $836 per year, or $1,551 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Arkansas City for most people.
Car Insurance Prices by Arkansas City Neighborhood
Insurance Prices
Where is insurance cheapest within Arkansas City?
The map shows insurance prices in and around Arkansas City, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $147 per year within the city boundaries, with insurance premiums ranging from a high of $1,674 to a low of $1,527. Insurance prices tend to be higher for those living in the West area, and lower for those with homes in the Northeast parts of Arkansas City.Pick the Best Car Insurance Company for You in Arkansas City
The best car insurance provider for most drivers in Arkansas City
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $368 over the average Arkansas City car insurance company.
The best car insurance provider for Arkansas City drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $586 over the competition.
The best car insurance company for Arkansas City drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $418 better than other car insurance companies.
The best auto insurance for Arkansas City drivers with a DUI conviction
Getting a quote from Dairyland may cost the average person with a DUI about $685 less each year.
The least expensive car insurance company for new and young drivers in Arkansas City
In Arkansas City, Geico costs young drivers $1,336 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Arkansas City
State Farm gave the largest car insurance discounts to married couples, averaging $341 saved each year compared to an average Arkansas City couple's premiums.
The cheapest car insurance in Arkansas City for drivers with bad credit
The best Arkansas City car insurance company for customer service
Nationwide was the best company for customer service in Arkansas City according to the NAIC.
Recent price drops
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The cheapest large national provider in Arkansas City
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Arkansas City driver can expect to pay about $100 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Arkansas City, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, drivers with accidents, drivers with a DUI conviction, and married couples.Auto Insurance Prices in and Around Arkansas City
What Influences the Cost of Car Insurance in Arkansas City?
On average, car insurance in Arkansas City is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Arkansas City is 23 minutes, which is a little less than average for a driver in the state.
- Kansas state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Arkansas City are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Arkansas City is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Arkansas City is $70 per month for minimum coverage and $129 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Parkerfield: Insurance costs 1.23% less
- Silverdale: Insurance costs 1.10% less
- Geuda Springs: Insurance costs 1.23% less
- Middleton: Insurance costs 8.83% more
- Portland: Insurance costs 0.84% less
- South Haven: Insurance costs 0.58% less
- Braman: Insurance costs 9.74% more
- Dexter: Insurance costs 0.52% less
- Hunnewell: Insurance costs 0.58% less
- Grainola: Insurance costs 10.83% more
Cities with Similar Populations
- Albertville: Insurance costs 7.03% more
- Wood Dale: Insurance costs 5.03% more
- Killen: Insurance costs 2.58% less
- Key Largo: Insurance costs 66.92% more
- Barboursville: Insurance costs 3.93% less
- Duxbury: Insurance costs 3.87% more
- Sanger: Insurance costs 5.93% more
- San Elizario: Insurance costs 26.24% more
- East Cleveland: Insurance costs 13.09% less
- East Milton: Insurance costs 58.93% more