Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Killen, AL
We monitor insurance prices, helping the average driver in Killen save up to 30.9% on car insurance.
The Cheapest Minimum Coverage in Killen
The chart below shows the cheapest car insurance company in Killen for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Travelers, followed by Gainsco, State Farm, and Safe Auto.
| Killen Insurer | Monthly Cost |
|---|---|
| Travelers | $67 |
| Gainsco | $70 |
| State Farm | $73 |
| Safe Auto | $74 |
Savings for Every Kind of Killen Driver
Based on our extensive insurance data, we know the average Killen driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $374 per year by choosing the right vehicle insurance company. Some Killen residents are paying out over $1,511 extra every year for auto insurance in Killen. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Killen, AL Savings / Yr. |
|---|---|
$374 |
|
$509 |
|
$477 |
|
$541 |
|
$1,174 |
|
$65 |
|
$319 |
Killen Car Insurance vs. Alabama
People living in Killen pay an average of 5.76% less than the typical driver in the state. The average driver in Killen can expect to pay about $997 per year, or $1,511 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Killen for most people.
Car Insurance Prices by Killen Neighborhood
Insurance Prices
Where is insurance cheapest within Killen?
The map shows insurance prices in and around Killen, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $150 per year within the city boundaries, with insurance premiums ranging from a high of $1,614 to a low of $1,464. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the Central parts of Killen.Pick the Best Car Insurance Company for You in Killen
The best car insurance provider for most drivers in Killen
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $374 over the average Killen car insurance company.
The best car insurance provider for Killen drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $509 over the competition.
The best car insurance company for Killen drivers with speeding tickets
>Safe Auto gave the average person with a speeding ticket the most savings, averaging $477 better than other car insurance companies.
The best auto insurance for Killen drivers with a DUI conviction
Getting a quote from Allstate may cost the average person with a DUI about $541 less each year.
The least expensive car insurance company for new and young drivers in Killen
In Killen, Travelers costs young drivers $1,174 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Killen
State Farm gave the largest car insurance discounts to married couples, averaging $65 saved each year compared to an average Killen couple's premiums.
The cheapest car insurance in Killen for drivers with bad credit
The best Killen car insurance company for customer service
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Killen, which was better than other insurers.
The cheapest large national provider in Killen
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Killen driver can expect to pay about $101 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Killen, USAA has the best prices for drivers with accidents, married couples, good drivers, young drivers, drivers with speeding tickets, drivers with a DUI conviction, and drivers with bad credit.Auto Insurance Prices in and Around Killen
What Influences the Cost of Car Insurance in Killen?
On average, car insurance in Killen is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Killen is 35 minutes, which is about the national average for a driver in the state.
- Alabama state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Killen are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- Killen is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Killen is $83 per month for minimum coverage and $126 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Lock Six: Insurance costs 2.32% more
- Mitchelltown: Insurance costs 1.39% more
- Lock Three: Insurance costs 2.51% more
- St. Florian: Insurance costs 0.53% more
- Lexington: Insurance costs 2.32% more
- Lakeview Highlands: Insurance costs 1.52% more
- Wilson Lake Shores: Insurance costs 3.11% more
- Thorntontown: Insurance costs 1.32% more
- Florence: Insurance costs 1.32% more
- Whitehead: Insurance costs 0.79% more
Cities with Similar Populations
- White City: Insurance costs 3.31% less
- Bennington: Insurance costs 21.77% less
- Benson: Insurance costs 16.02% less
- Benton: Insurance costs 35.21% more
- Berkeley Heights: Insurance costs 20.78% more
- Borger: Insurance costs 26.47% more
- Bound Brook: Insurance costs 28.06% more
- Brandermill: Insurance costs 19.66% less
- Brecksville: Insurance costs 27.40% less
- Bremen: Insurance costs 15.35% more