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Get Cheap Car Insurance in St. Florian, AL
We monitor insurance prices, helping the average driver in St. Florian save up to 30.9% on car insurance.
The Cheapest Minimum Coverage in St. Florian
The chart below shows the cheapest car insurance company in St. Florian for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Travelers, followed by Gainsco, State Farm, and Safe Auto.
| St. Florian Insurer | Monthly Cost |
|---|---|
| Travelers | $67 |
| Gainsco | $70 |
| State Farm | $74 |
| Safe Auto | $74 |
Savings for Every Kind of St. Florian Driver
Based on our extensive insurance data, we know the average St. Florian driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $376 per year by choosing the right vehicle insurance company. Some St. Florian residents are paying out over $1,519 extra every year for auto insurance in St. Florian. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
St. Florian, AL Savings / Yr. |
|---|---|
$376 |
|
$512 |
|
$479 |
|
$544 |
|
$1,180 |
|
$65 |
|
$321 |
St. Florian Car Insurance vs. Alabama
People living in St. Florian pay an average of 5.26% less than the typical driver in the state. The average driver in St. Florian can expect to pay about $1,002 per year, or $1,519 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in St. Florian for most people.
Car Insurance Prices by St. Florian Neighborhood
Insurance Prices
Where is insurance cheapest within St. Florian?
The map shows insurance prices in and around St. Florian, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $137 per year within the city boundaries, with insurance premiums ranging from a high of $1,605 to a low of $1,468. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the North parts of St. Florian.Pick the Best Car Insurance Company for You in St. Florian
The best car insurance provider for most drivers in St. Florian
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $376 over the average St. Florian car insurance company.
The best car insurance provider for St. Florian drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $512 over the competition.
The best car insurance company for St. Florian drivers with speeding tickets
>Safe Auto gave the average person with a speeding ticket the most savings, averaging $479 better than other car insurance companies.
The best auto insurance for St. Florian drivers with a DUI conviction
Getting a quote from Allstate may cost the average person with a DUI about $544 less each year.
The least expensive car insurance company for new and young drivers in St. Florian
In St. Florian, Travelers costs young drivers $1,180 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in St. Florian
State Farm gave the largest car insurance discounts to married couples, averaging $65 saved each year compared to an average St. Florian couple's premiums.
The cheapest car insurance in St. Florian for drivers with bad credit
The best St. Florian car insurance company for customer service
Nationwide was the best company for customer service in St. Florian according to the NAIC.
Recent price drops
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The cheapest large national provider in St. Florian
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average St. Florian driver can expect to pay about $101 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In St. Florian, USAA has the best prices for drivers with accidents, married couples, good drivers, young drivers, drivers with speeding tickets, drivers with a DUI conviction, and drivers with bad credit.Auto Insurance Prices in and Around St. Florian
What Influences the Cost of Car Insurance in St. Florian?
On average, car insurance in St. Florian is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in St. Florian is 29 minutes, which is far less than average for a driver in the state.
- Alabama state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in St. Florian are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- St. Florian is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in St. Florian is $84 per month for minimum coverage and $127 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Florence: Insurance costs 0.79% more
- Wilson Lake Shores: Insurance costs 2.57% more
- Lock Six: Insurance costs 1.78% more
- Lakeview Highlands: Insurance costs 0.99% more
- Mansion View: Insurance costs 1.12% more
- Steenson Hollow: Insurance costs the same
- Zip City: Insurance costs 0.13% more
- Killen: Insurance costs 0.53% less
- Muscle Shoals: Insurance costs 0.07% less
- Sheffield: Insurance costs 3.42% more
Cities with Similar Populations
- Alpha: Insurance costs 7.77% less
- Banquete: Insurance costs 8.89% more
- Big Cabin: Insurance costs 11.06% more
- Bearsville: Insurance costs 49.24% more
- Bellwood: Insurance costs 9.15% less
- North Ferrisburgh: Insurance costs 23.24% less
- Otto: Insurance costs 11.52% more
- Oregon: Insurance costs 17.12% more
- Olar: Insurance costs 10.27% more
- Odin: Insurance costs 18.37% more