Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.

Get Cheap Car Insurance in Atlanta, KS

We monitor insurance prices, helping the average driver in Atlanta save up to 29.5% on car insurance.

 

Start Saving

;

The Cheapest Minimum Coverage in Atlanta

The chart below shows the cheapest car insurance company in Atlanta for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Kemper, Farm Bureau, and Travelers.

 
Atlanta Insurer Monthly Cost
State Farm $52
Kemper $54
Farm Bureau $56
Travelers $57

Savings for Every Kind of Atlanta Driver

The table shows how much the average auto insurance customer in Atlanta might save by following our recommendations.

Based on our extensive insurance data, we know the average Atlanta driver will save about 24% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $372 per year by choosing the right vehicle insurance company. Some Atlanta residents are paying out over $1,571 extra every year for auto insurance in Atlanta. That cost may be even higher if you haven’t requested a new quote as your life situation changed.

Situation
Atlanta, KS Savings / Yr.
Drivers with good records
$372
Drivers with accidents
$593
Drivers with speeding tickets
$424
Drivers with a DUI conviction
$694
Young drivers
$1,353
Married drivers
$345
Drivers with bad credit
$754

Atlanta Car Insurance vs. Kansas

People living in Atlanta pay an average of 0.37% more than the typical driver in the state. The average driver in Atlanta can expect to pay about $846 per year, or $1,571 for full coverage.

Based on our analysis, Geico will be the cheapest provider in Atlanta for most people.

Car Insurance Prices by Atlanta Neighborhood

Atlanta, KS map of insurance costs by zip code and neighborhood

Insurance Prices

More expensive
Average
Less expensive

Where is insurance cheapest within Atlanta?

The map shows insurance prices in and around Atlanta, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $34 per year within the city boundaries, with insurance premiums ranging from a high of $1,588 to a low of $1,554. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Northwest parts of Atlanta.

Pick the Best Car Insurance Company for You in Atlanta

We have analyzed insurance costs for auto insurance customers based on the major variables that impact pricing. The results of our analysis are below, including US dollar savings. What about when you meet one or more of the criteria? For example, if you have both a DUI and a speeding ticket? Simply start with the Atlanta insurance provider for whom we have posted the highest savings dollar figure.

The best car insurance provider for most drivers in Atlanta

For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $372 over the average Atlanta car insurance company.

Visit Site

We use the average good driver, paying $100 per month, as our baseline for pricing in Atlanta. Geico, Kemper, and Midvale Home & Auto are all good choices for quotes if you have a clean record. See also the best providers for married people if you are married, and look for repeated company names.

The best car insurance provider for Atlanta drivers with accidents on their records

In Atlanta getting into an accident will raise premiums an average 33% for a yearly cost of $2,343. That's $772 per year more than a driver with no at-fault crashes on their driving record might pay. To avoid paying out more than you need to, State Farm, Kemper, and American Family Insurance are good choices for drivers with accidents.

In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $593 over the competition.

Visit Site

The best car insurance company for Atlanta drivers with speeding tickets

>Geico gave the average person with a speeding ticket the most savings, averaging $424 better than other car insurance companies.

Visit Site

Depending on the insurance company, a speeding ticket can actually raise insurance premiums more than getting in an accident. In Atlanta, tickets raise premiums on new quotes about $392. If you have a speeding ticket, we recommend Geico, Dairyland, and Kemper for savings that beat the average insurance cost of $1,963 per year.

The best auto insurance for Atlanta drivers with a DUI conviction

Getting a DUI can increase the cost of insurance dramatically. The average person with a DUI paid $2,530 per year in auto insurance premiums, which was $959 more than a driver with no major issues. Travelers, Dairyland, and American Family Insurance penalized their customers the least for a DUI.

Getting a quote from Dairyland may cost the average person with a DUI about $694 less each year.

Visit Site

The least expensive car insurance company for new and young drivers in Atlanta

In Atlanta, Geico costs young drivers $1,353 less each year versus the average auto insurance bill.

Visit Site

Teen drivers account for more than their share of accidents, and thus end up paying about 67% more for insurance than more mature drivers in Atlanta. With an average cost of $4,721 per year (for young drivers who aren't on a parent's plan), car insurance for inexperienced drivers can’t ever be called "cheap." A few companies like State Farm, Geico, and American Family Insurance try to attract these younger drivers with lower prices in the hopes that they will stay with the company.

The best marriage discounts for vehicle insurance in Atlanta

Not everything is an excuse for the auto insurance companies to charge you more. Getting married provides an average discount of $87. State Farm, Progressive, and American Family Insurance provided the largest discounts to couples living in Atlanta.

State Farm gave the largest car insurance discounts to married couples, averaging $345 saved each year compared to an average Atlanta couple's premiums.

Visit Site

The cheapest car insurance in Atlanta for drivers with bad credit

People with poor credit saved an average of $754 with Geico.

Visit Site

Many people are surprised that their poor credit score can cost them an average of $988 every year. Premiums for people with poor credit were about $2,558 in Atlanta. However, some insurance companies do not take credit score into account. If you have a credit score below 575, get quotes from Geico, Nationwide, and Dairyland.

The best Atlanta car insurance company for customer service

Many car insurance companies over the years have struggled with customer service. In Atlanta, the National Association of Insurance Commissioners (NAIC) ranks Nationwide as the best. Another valuable metric: JD Power ranks Farmers Insurance as the best provider in Atlanta.

Nationwide was the best company for customer service in Atlanta according to the NAIC.

Visit Site

Recent price drops

Due to improvements in our tracking and methodology, we are unable to show price change data for the most recent year. This data will return next year (2023).

In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Atlanta, which was better than other insurers.

Visit Site

During the Covid-19 pandemic a few insurance companies realized people were driving less and struggling overall. They proactively lowered their rates for many customers in Atlanta. We think helping communities in a time of need deserves special attention. Many insurance companies have advertisements telling us how much they care: we prefer to look at their actions.

The cheapest large national provider in Atlanta

Many customers have informed us that they prefer to work with large national brands. Maybe they're one of the 19% of Atlanta residents who are renting, and don't plan to be in the city or state for very long. Or maybe national recognition and funds make people feel more secure with a large provider. Regardless, Geico tends to have the lowest prices for most drivers.

For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Atlanta driver can expect to pay about $100 per month.

Visit Site

What About USAA?

JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Atlanta, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, drivers with accidents, drivers with a DUI conviction, and married couples.
Get USAA (An excellent choice if you qualify)

Auto Insurance Prices in and Around Atlanta

What Influences the Cost of Car Insurance in Atlanta?

On average, car insurance in Atlanta is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:

  • The average commute time in Atlanta is 40 minutes, which is far more than average for a driver in the state.
  • Kansas state insurance regulations may allow for lower prices.
  • An average of 0 weeks with snow on the ground, which impacts accident rates.
  • Marriage rates in Atlanta are about average in the state, and marriage often results in car insurance discounts.
  • Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
  • Atlanta is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.

As a result of these and other factors, the average cost of car insurance in Atlanta is $71 per month for minimum coverage and $131 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.

Car Insurance in Nearby Cities

Cities with Similar Populations

* Who is the average Atlanta driver? Based on national demographic data provided by BestNeighborhood, we took a single unmarried man living in central Atlanta with good (but not perfect) credit driving a used midsized sedan. Data sources: proprietary data collection and analysis, unique to CoverageWatch.org All content copyright CoverageWatch.org. Journalists and other websites are free to cite any data with attribution.