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Get Cheap Car Insurance in Smileyville, KS
We monitor insurance prices, helping the average driver in Smileyville save up to 29.5% on car insurance.
The Cheapest Minimum Coverage in Smileyville
The chart below shows the cheapest car insurance company in Smileyville for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Kemper, Farm Bureau, and Travelers.
| Smileyville Insurer | Monthly Cost |
|---|---|
| State Farm | $52 |
| Kemper | $54 |
| Farm Bureau | $57 |
| Travelers | $57 |
Savings for Every Kind of Smileyville Driver
Based on our extensive insurance data, we know the average Smileyville driver will save about 24% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $374 per year by choosing the right vehicle insurance company. Some Smileyville residents are paying out over $1,578 extra every year for auto insurance in Smileyville. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Smileyville, KS Savings / Yr. |
|---|---|
$374 |
|
$596 |
|
$425 |
|
$697 |
|
$1,359 |
|
$347 |
|
$757 |
Smileyville Car Insurance vs. Kansas
People living in Smileyville pay an average of 0.83% more than the typical driver in the state. The average driver in Smileyville can expect to pay about $850 per year, or $1,578 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Smileyville for most people.
Car Insurance Prices by Smileyville Neighborhood
Insurance Prices
Where is insurance cheapest within Smileyville?
The map shows insurance prices in and around Smileyville, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $34 per year within the city boundaries, with insurance premiums ranging from a high of $1,588 to a low of $1,554. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the Southeast parts of Smileyville.Pick the Best Car Insurance Company for You in Smileyville
The best car insurance provider for most drivers in Smileyville
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $374 over the average Smileyville car insurance company.
The best car insurance provider for Smileyville drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $596 over the competition.
The best car insurance company for Smileyville drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $425 better than other car insurance companies.
The best auto insurance for Smileyville drivers with a DUI conviction
Getting a quote from Dairyland may cost the average person with a DUI about $697 less each year.
The least expensive car insurance company for new and young drivers in Smileyville
In Smileyville, Geico costs young drivers $1,359 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Smileyville
State Farm gave the largest car insurance discounts to married couples, averaging $347 saved each year compared to an average Smileyville couple's premiums.
The cheapest car insurance in Smileyville for drivers with bad credit
The best Smileyville car insurance company for customer service
Nationwide was the best company for customer service in Smileyville according to the NAIC.
Recent price drops
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The cheapest large national provider in Smileyville
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Smileyville driver can expect to pay about $100 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Smileyville, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, drivers with accidents, drivers with a DUI conviction, and married couples.Auto Insurance Prices in and Around Smileyville
What Influences the Cost of Car Insurance in Smileyville?
On average, car insurance in Smileyville is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Smileyville is 39 minutes, which is far more than average for a driver in the state.
- Kansas state insurance regulations may allow for lower prices.
- An average of 2 to 3 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Smileyville are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
- Smileyville has an average population density in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Smileyville is $71 per month for minimum coverage and $132 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Douglass: Insurance costs the same
- Bloomington: Insurance costs 0.51% less
- Haverhill: Insurance costs 0.63% less
- Wilmot: Insurance costs 1.52% less
- Atlanta: Insurance costs 0.44% less
- Pickrell Corner: Insurance costs 1.52% less
- Rock: Insurance costs 1.84% less
- Leon: Insurance costs 1.96% less
- Augusta: Insurance costs 0.95% less
- Latham: Insurance costs 1.84% less
Cities with Similar Populations
- Orleans: Insurance costs 9.89% less
- Oletha: Insurance costs 1.20% more
- Olive Branch: Insurance costs 22.37% less
- Olustee: Insurance costs 7.48% more
- Ona: Insurance costs 46.64% more
- Onslow: Insurance costs 20.98% less
- Orange Factory: Insurance costs 20.28% less
- Orion: Insurance costs 5.70% more
- Orland: Insurance costs 7.35% more
- Old Brazoria: Insurance costs 4.31% more