Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Bloomington, KS
We monitor insurance prices, helping the average driver in Bloomington save up to 29.5% on car insurance.
The Cheapest Minimum Coverage in Bloomington
The chart below shows the cheapest car insurance company in Bloomington for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Kemper, Farm Bureau, and Travelers.
| Bloomington Insurer | Monthly Cost |
|---|---|
| State Farm | $52 |
| Kemper | $54 |
| Farm Bureau | $56 |
| Travelers | $57 |
Savings for Every Kind of Bloomington Driver
Based on our extensive insurance data, we know the average Bloomington driver will save about 24% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $372 per year by choosing the right vehicle insurance company. Some Bloomington residents are paying out over $1,570 extra every year for auto insurance in Bloomington. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Bloomington, KS Savings / Yr. |
|---|---|
$372 |
|
$593 |
|
$423 |
|
$693 |
|
$1,352 |
|
$345 |
|
$753 |
Bloomington Car Insurance vs. Kansas
People living in Bloomington pay an average of 0.33% more than the typical driver in the state. The average driver in Bloomington can expect to pay about $846 per year, or $1,570 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Bloomington for most people.
Car Insurance Prices by Bloomington Neighborhood
Insurance Prices
Where is insurance cheapest within Bloomington?
The map shows insurance prices in and around Bloomington, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $45 per year within the city boundaries, with insurance premiums ranging from a high of $1,588 to a low of $1,543. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the North parts of Bloomington.Pick the Best Car Insurance Company for You in Bloomington
The best car insurance provider for most drivers in Bloomington
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $372 over the average Bloomington car insurance company.
The best car insurance provider for Bloomington drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $593 over the competition.
The best car insurance company for Bloomington drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $423 better than other car insurance companies.
The best auto insurance for Bloomington drivers with a DUI conviction
Getting a quote from Dairyland may cost the average person with a DUI about $693 less each year.
The least expensive car insurance company for new and young drivers in Bloomington
In Bloomington, Geico costs young drivers $1,352 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Bloomington
State Farm gave the largest car insurance discounts to married couples, averaging $345 saved each year compared to an average Bloomington couple's premiums.
The cheapest car insurance in Bloomington for drivers with bad credit
The best Bloomington car insurance company for customer service
Nationwide was the best company for customer service in Bloomington according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Bloomington, which was better than other insurers.
The cheapest large national provider in Bloomington
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Bloomington driver can expect to pay about $100 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Bloomington, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, drivers with accidents, drivers with a DUI conviction, and married couples.Auto Insurance Prices in and Around Bloomington
What Influences the Cost of Car Insurance in Bloomington?
On average, car insurance in Bloomington is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Bloomington is 30 minutes, which is a little more than average for a driver in the state.
- Kansas state insurance regulations may allow for lower prices.
- An average of 2 to 3 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Bloomington are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
- Bloomington is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Bloomington is $70 per month for minimum coverage and $131 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Augusta: Insurance costs 0.45% less
- Haverhill: Insurance costs 0.13% less
- Smileyville: Insurance costs 0.51% more
- Douglass: Insurance costs 0.51% more
- Pickrell Corner: Insurance costs 1.02% less
- Rose Hill: Insurance costs 1.85% less
- Andover: Insurance costs 2.42% less
- Towanda: Insurance costs 2.74% less
- Leon: Insurance costs 1.46% less
- Eastborough: Insurance costs 2.68% more
Cities with Similar Populations
- Increase: Insurance costs 0.38% less
- Mexia: Insurance costs 4.39% less
- Eagle Lake Manor: Insurance costs 29.68% less
- Middlebury: Insurance costs 33.95% less
- Jalapa: Insurance costs 3.44% more
- East Denmark: Insurance costs 37.90% less
- Islesboro: Insurance costs 40.13% less
- Echo: Insurance costs 96.69% more
- Ireland Corners: Insurance costs 44.65% more
- Eddyville: Insurance costs 5.86% less