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Get Cheap Car Insurance in Atlantic Highlands, NJ
We monitor insurance prices, helping the average driver in Atlantic Highlands save up to 37.9% on car insurance.
The Cheapest Minimum Coverage in Atlantic Highlands
The chart below shows the cheapest car insurance company in Atlantic Highlands for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Geico, Plymouth Rock Assurance, and NJM.
| Atlantic Highlands Insurer | Monthly Cost |
|---|---|
| State Farm | $59 |
| Geico | $62 |
| Plymouth Rock Assurance | $76 |
| NJM | $89 |
Savings for Every Kind of Atlantic Highlands Driver
Based on our extensive insurance data, we know the average Atlantic Highlands driver will save about 26% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $468 per year by choosing the right vehicle insurance company. Some Atlantic Highlands residents are paying out over $1,785 extra every year for auto insurance in Atlantic Highlands. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Atlantic Highlands, NJ Savings / Yr. |
|---|---|
$468 |
|
$868 |
|
$666 |
|
$575 |
|
$2,309 |
|
$450 |
|
$700 |
Atlantic Highlands Car Insurance vs. New Jersey
People living in Atlantic Highlands pay an average of 1.72% less than the typical driver in the state. The average driver in Atlantic Highlands can expect to pay about $1,064 per year, or $1,785 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Atlantic Highlands for most people.
Car Insurance Prices by Atlantic Highlands Neighborhood
Insurance Prices
Where is insurance cheapest within Atlantic Highlands?
The map shows insurance prices in and around Atlantic Highlands, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $99 per year within the city boundaries, with insurance premiums ranging from a high of $1,833 to a low of $1,734. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the Southeast parts of Atlantic Highlands.Pick the Best Car Insurance Company for You in Atlantic Highlands
The best car insurance provider for most drivers in Atlantic Highlands
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $468 over the average Atlantic Highlands car insurance company.
The best car insurance provider for Atlantic Highlands drivers with accidents on their records
In our analysis, NJM saved the average person who had been in an accident the most, with annual savings averaging $868 over the competition.
The best car insurance company for Atlantic Highlands drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $666 better than other car insurance companies.
The best auto insurance for Atlantic Highlands drivers with a DUI conviction
Getting a quote from NJM may cost the average person with a DUI about $575 less each year.
The least expensive car insurance company for new and young drivers in Atlantic Highlands
In Atlantic Highlands, Geico costs young drivers $2,309 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Atlantic Highlands
Geico gave the largest car insurance discounts to married couples, averaging $450 saved each year compared to an average Atlantic Highlands couple's premiums.
The cheapest car insurance in Atlantic Highlands for drivers with bad credit
The best Atlantic Highlands car insurance company for customer service
Nationwide was the best company for customer service in Atlantic Highlands according to the NAIC.
Recent price drops
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The cheapest large national provider in Atlantic Highlands
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Atlantic Highlands driver can expect to pay about $112 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Atlantic Highlands, USAA has the best prices for none of the categories above.Auto Insurance Prices in and Around Atlantic Highlands
What Influences the Cost of Car Insurance in Atlantic Highlands?
On average, car insurance in Atlantic Highlands is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- New Jersey state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Atlantic Highlands are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- Atlantic Highlands has an average population density in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Atlantic Highlands is $89 per month for minimum coverage and $149 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Leonardo: Insurance costs 0.45% less
- Highlands: Insurance costs 2.86% more
- Belford: Insurance costs 0.62% less
- Rumson: Insurance costs 5.38% more
- Fair Haven: Insurance costs 4.54% more
- Port Monmouth: Insurance costs 1.18% less
- Middletown: Insurance costs 0.73% more
- Sea Bright: Insurance costs 5.88% more
- Red Bank: Insurance costs 3.75% more
- Little Silver: Insurance costs 0.22% less
Cities with Similar Populations
- Dadeville: Insurance costs 12.55% less
- Princeton: Insurance costs 29.69% less
- Princeton: Insurance costs 21.29% less
- Prestonsburg: Insurance costs 25.83% more
- Prairie du Chien: Insurance costs 37.25% less
- Port Richey: Insurance costs 54.57% more
- Pomona: Insurance costs 4.59% more
- Cohasset: Insurance costs 7.06% less
- Pittstown: Insurance costs 2.35% less
- Pittsburg: Insurance costs 7.06% less