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Get Cheap Car Insurance in Leonardo, NJ
We monitor insurance prices, helping the average driver in Leonardo save up to 37.9% on car insurance.
The Cheapest Minimum Coverage in Leonardo
The chart below shows the cheapest car insurance company in Leonardo for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Geico, Plymouth Rock Assurance, and NJM.
| Leonardo Insurer | Monthly Cost |
|---|---|
| State Farm | $59 |
| Geico | $61 |
| Plymouth Rock Assurance | $75 |
| NJM | $89 |
Savings for Every Kind of Leonardo Driver
Based on our extensive insurance data, we know the average Leonardo driver will save about 26% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $466 per year by choosing the right vehicle insurance company. Some Leonardo residents are paying out over $1,777 extra every year for auto insurance in Leonardo. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Leonardo, NJ Savings / Yr. |
|---|---|
$466 |
|
$864 |
|
$663 |
|
$572 |
|
$2,298 |
|
$448 |
|
$697 |
Leonardo Car Insurance vs. New Jersey
People living in Leonardo pay an average of 2.17% less than the typical driver in the state. The average driver in Leonardo can expect to pay about $1,059 per year, or $1,777 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Leonardo for most people.
Car Insurance Prices by Leonardo Neighborhood
Insurance Prices
Where is insurance cheapest within Leonardo?
The map shows insurance prices in and around Leonardo, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $109 per year within the city boundaries, with insurance premiums ranging from a high of $1,845 to a low of $1,736. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the Northwest parts of Leonardo.Pick the Best Car Insurance Company for You in Leonardo
The best car insurance provider for most drivers in Leonardo
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $466 over the average Leonardo car insurance company.
The best car insurance provider for Leonardo drivers with accidents on their records
In our analysis, NJM saved the average person who had been in an accident the most, with annual savings averaging $864 over the competition.
The best car insurance company for Leonardo drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $663 better than other car insurance companies.
The best auto insurance for Leonardo drivers with a DUI conviction
Getting a quote from NJM may cost the average person with a DUI about $572 less each year.
The least expensive car insurance company for new and young drivers in Leonardo
In Leonardo, Geico costs young drivers $2,298 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Leonardo
Geico gave the largest car insurance discounts to married couples, averaging $448 saved each year compared to an average Leonardo couple's premiums.
The cheapest car insurance in Leonardo for drivers with bad credit
The best Leonardo car insurance company for customer service
Recent price drops
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The cheapest large national provider in Leonardo
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Leonardo driver can expect to pay about $112 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Leonardo, USAA has the best prices for none of the categories above.Auto Insurance Prices in and Around Leonardo
What Influences the Cost of Car Insurance in Leonardo?
On average, car insurance in Leonardo is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- New Jersey state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Leonardo are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Leonardo is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Leonardo is $88 per month for minimum coverage and $148 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Belford: Insurance costs 0.17% less
- Atlantic Highlands: Insurance costs 0.45% more
- Port Monmouth: Insurance costs 0.73% less
- Middletown: Insurance costs 1.18% more
- Highlands: Insurance costs 3.32% more
- Fair Haven: Insurance costs 5.01% more
- Rumson: Insurance costs 5.85% more
- Keansburg: Insurance costs 4.90% more
- Red Bank: Insurance costs 4.22% more
- Little Silver: Insurance costs 0.23% more
Cities with Similar Populations
- Crewe: Insurance costs 30.39% less
- Delta: Insurance costs 24.48% less
- Delmont: Insurance costs 23.64% less
- Robbins: Insurance costs 29.99% less
- DeKalb: Insurance costs 3.55% less
- Roberts: Insurance costs 34.44% less
- Deer Park: Insurance costs 11.37% less
- Deer Lodge: Insurance costs 10.75% less
- Deephaven: Insurance costs 8.10% less
- Dearing: Insurance costs 3.15% less