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Get Cheap Car Insurance in Augusta, MO
We monitor insurance prices, helping the average driver in Augusta save up to 28.5% on car insurance.
The Cheapest Minimum Coverage in Augusta
The chart below shows the cheapest car insurance company in Augusta for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Travelers, Safeco Insurance, and Clearcover.
| Augusta Insurer | Monthly Cost |
|---|---|
| State Farm | $69 |
| Travelers | $69 |
| Safeco Insurance | $70 |
| Clearcover | $75 |
Savings for Every Kind of Augusta Driver
Based on our extensive insurance data, we know the average Augusta driver will save about 27% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $490 per year by choosing the right vehicle insurance company. Some Augusta residents are paying out over $1,815 extra every year for auto insurance in Augusta. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Augusta, MO Savings / Yr. |
|---|---|
$490 |
|
$683 |
|
$625 |
|
$699 |
|
$1,475 |
|
$381 |
|
$584 |
Augusta Car Insurance vs. Missouri
People living in Augusta pay an average of 0.75% more than the typical driver in the state. The average driver in Augusta can expect to pay about $1,117 per year, or $1,815 for full coverage.
Based on our analysis, Clearcover will be the cheapest provider in Augusta for most people.
Car Insurance Prices by Augusta Neighborhood
Insurance Prices
Where is insurance cheapest within Augusta?
The map shows insurance prices in and around Augusta, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $33 per year within the city boundaries, with insurance premiums ranging from a high of $1,831 to a low of $1,798. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the South parts of Augusta.Pick the Best Car Insurance Company for You in Augusta
The best car insurance provider for most drivers in Augusta
For drivers with clean driving records and no major strikes, Clearcover is the best option, with annual savings of $490 over the average Augusta car insurance company.
The best car insurance provider for Augusta drivers with accidents on their records
In our analysis, Travelers saved the average person who had been in an accident the most, with annual savings averaging $683 over the competition.
The best car insurance company for Augusta drivers with speeding tickets
>Clearcover gave the average person with a speeding ticket the most savings, averaging $625 better than other car insurance companies.
The best auto insurance for Augusta drivers with a DUI conviction
Getting a quote from Clearcover may cost the average person with a DUI about $699 less each year.
The least expensive car insurance company for new and young drivers in Augusta
In Augusta, Travelers costs young drivers $1,475 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Augusta
State Farm gave the largest car insurance discounts to married couples, averaging $381 saved each year compared to an average Augusta couple's premiums.
The cheapest car insurance in Augusta for drivers with bad credit
The best Augusta car insurance company for customer service
Recent price drops
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The cheapest large national provider in Augusta
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Augusta driver can expect to pay about $114 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Augusta, USAA has the best prices for drivers with speeding tickets, drivers with bad credit, drivers with a DUI conviction, married couples, good drivers, drivers with accidents, and young drivers.Auto Insurance Prices in and Around Augusta
What Influences the Cost of Car Insurance in Augusta?
On average, car insurance in Augusta is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Augusta is 42 minutes, which is far more than average for a driver in the state.
- Missouri state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Augusta are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Augusta has an average population density in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Augusta is $93 per month for minimum coverage and $151 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Schluersburg: Insurance costs 0.88% more
- Matson: Insurance costs 0.44% more
- Labadie: Insurance costs the same
- Petersville: Insurance costs 0.83% more
- Dutzow: Insurance costs 0.39% less
- Femme Osage: Insurance costs 0.11% less
- Defiance: Insurance costs 0.88% more
- St. Albans: Insurance costs 1.71% more
- New Melle: Insurance costs 0.55% less
- Washington: Insurance costs 2.48% less
Cities with Similar Populations
- Otis: Insurance costs 20.22% less
- Adamsville: Insurance costs 37.58% less
- Ashland: Insurance costs 50.69% less
- Wares Crossroads: Insurance costs 32.67% less
- Pheba: Insurance costs 7.27% less
- Shannon: Insurance costs 23.14% less
- Hatchbend: Insurance costs 33.83% more
- Russell: Insurance costs 30.03% less
- Triana: Insurance costs 14.66% less
- Beverly: Insurance costs 25.51% less