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Get Cheap Car Insurance in Austwell, TX
We monitor insurance prices, helping the average driver in Austwell save up to 34.2% on car insurance.
The Cheapest Minimum Coverage in Austwell
The chart below shows the cheapest car insurance company in Austwell for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Clearcover, followed by Mile Auto, Progressive, and State Farm.
| Austwell Insurer | Monthly Cost |
|---|---|
| Clearcover | $43 |
| Mile Auto | $57 |
| Progressive | $58 |
| State Farm | $63 |
Savings for Every Kind of Austwell Driver
Based on our extensive insurance data, we know the average Austwell driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $343 per year by choosing the right vehicle insurance company. Some Austwell residents are paying out over $1,670 extra every year for auto insurance in Austwell. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Austwell, TX Savings / Yr. |
|---|---|
$343 |
|
$786 |
|
$693 |
|
$794 |
|
$1,208 |
|
$456 |
|
$499 |
Austwell Car Insurance vs. Texas
People living in Austwell pay an average of 14.55% less than the typical driver in the state. The average driver in Austwell can expect to pay about $995 per year, or $1,670 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Austwell for most people.
Car Insurance Prices by Austwell Neighborhood
Insurance Prices
Where is insurance cheapest within Austwell?
The map shows insurance prices in and around Austwell, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $80 per year within the city boundaries, with insurance premiums ranging from a high of $1,681 to a low of $1,601. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Southeast parts of Austwell.Pick the Best Car Insurance Company for You in Austwell
The best car insurance provider for most drivers in Austwell
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $343 over the average Austwell car insurance company.
The best car insurance provider for Austwell drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $786 over the competition.
The best car insurance company for Austwell drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $693 better than other car insurance companies.
The best auto insurance for Austwell drivers with a DUI conviction
Getting a quote from Mile Auto may cost the average person with a DUI about $794 less each year.
The least expensive car insurance company for new and young drivers in Austwell
In Austwell, State Farm costs young drivers $1,208 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Austwell
State Farm gave the largest car insurance discounts to married couples, averaging $456 saved each year compared to an average Austwell couple's premiums.
The cheapest car insurance in Austwell for drivers with bad credit
The best Austwell car insurance company for customer service
Recent price drops
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The cheapest large national provider in Austwell
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Austwell driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Austwell, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, drivers with accidents, young drivers, drivers with speeding tickets, and drivers with bad credit.Auto Insurance Prices in and Around Austwell
What Influences the Cost of Car Insurance in Austwell?
On average, car insurance in Austwell is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Austwell is 32 minutes, which is about the national average for a driver in the state.
- Texas state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Austwell are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- Austwell is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Austwell is $83 per month for minimum coverage and $139 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Tivoli: Insurance costs 0.18% more
- Seadrift: Insurance costs 0.72% less
- Vidaurri: Insurance costs 0.18% less
- Port O'Connor: Insurance costs 1.02% less
- Refugio: Insurance costs the same
- Woodsboro: Insurance costs 0.96% more
- Blanconia: Insurance costs 1.56% less
- Skidmore: Insurance costs 1.62% less
- Beeville: Insurance costs 3.23% more
- Orangedale: Insurance costs 12.46% more
Cities with Similar Populations
- Encino: Insurance costs 0.90% less
- Union Mills: Insurance costs 23.95% more
- Pine Orchard: Insurance costs 11.68% less
- Two Run: Insurance costs 6.17% less
- East Sutton: Insurance costs 29.34% less
- Eastern: Insurance costs 13.41% less
- Tuttle: Insurance costs 14.01% less
- Eaton: Insurance costs 7.66% less
- Pinon: Insurance costs 13.11% more
- Dry Pond: Insurance costs 6.47% more