Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Refugio, TX
We monitor insurance prices, helping the average driver in Refugio save up to 34.2% on car insurance.
The Cheapest Minimum Coverage in Refugio
The chart below shows the cheapest car insurance company in Refugio for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Clearcover, followed by Mile Auto, Progressive, and State Farm.
| Refugio Insurer | Monthly Cost |
|---|---|
| Clearcover | $43 |
| Mile Auto | $57 |
| Progressive | $58 |
| State Farm | $63 |
Savings for Every Kind of Refugio Driver
Based on our extensive insurance data, we know the average Refugio driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $344 per year by choosing the right vehicle insurance company. Some Refugio residents are paying out over $1,670 extra every year for auto insurance in Refugio. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Refugio, TX Savings / Yr. |
|---|---|
$344 |
|
$786 |
|
$693 |
|
$794 |
|
$1,209 |
|
$456 |
|
$499 |
Refugio Car Insurance vs. Texas
People living in Refugio pay an average of 14.53% less than the typical driver in the state. The average driver in Refugio can expect to pay about $995 per year, or $1,670 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Refugio for most people.
Car Insurance Prices by Refugio Neighborhood
Insurance Prices
Where is insurance cheapest within Refugio?
The map shows insurance prices in and around Refugio, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $79 per year within the city boundaries, with insurance premiums ranging from a high of $1,704 to a low of $1,625. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Southwest parts of Refugio.Pick the Best Car Insurance Company for You in Refugio
The best car insurance provider for most drivers in Refugio
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $344 over the average Refugio car insurance company.
The best car insurance provider for Refugio drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $786 over the competition.
The best car insurance company for Refugio drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $693 better than other car insurance companies.
The best auto insurance for Refugio drivers with a DUI conviction
Getting a quote from Mile Auto may cost the average person with a DUI about $794 less each year.
The least expensive car insurance company for new and young drivers in Refugio
In Refugio, State Farm costs young drivers $1,209 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Refugio
State Farm gave the largest car insurance discounts to married couples, averaging $456 saved each year compared to an average Refugio couple's premiums.
The cheapest car insurance in Refugio for drivers with bad credit
The best Refugio car insurance company for customer service
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Refugio, which was better than other insurers.
The cheapest large national provider in Refugio
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Refugio driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Refugio, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, drivers with accidents, young drivers, drivers with speeding tickets, and drivers with bad credit.Auto Insurance Prices in and Around Refugio
What Influences the Cost of Car Insurance in Refugio?
On average, car insurance in Refugio is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Refugio is 27 minutes, which is a little less than average for a driver in the state.
- Texas state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Refugio are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- Refugio is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Refugio is $83 per month for minimum coverage and $139 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Woodsboro: Insurance costs 0.96% more
- Vidaurri: Insurance costs 0.18% less
- Blanconia: Insurance costs 1.56% less
- Tivoli: Insurance costs 0.18% more
- Skidmore: Insurance costs 1.62% less
- Austwell: Insurance costs the same
- Orangedale: Insurance costs 12.46% more
- Beeville: Insurance costs 3.23% more
- Normanna: Insurance costs 4.37% less
- Seadrift: Insurance costs 0.72% less
Cities with Similar Populations
- Mcadoo: Insurance costs 18.74% less
- Westwood: Insurance costs 7.60% more
- Teutopolis: Insurance costs 16.71% less
- St. Paul: Insurance costs 16.71% less
- Springville: Insurance costs 12.22% more
- Sleepy Hollow: Insurance costs 6.53% less
- Sibley: Insurance costs 28.20% less
- Reedsville: Insurance costs 36.23% less
- Poplar: Insurance costs 1.14% more
- Meriden: Insurance costs 8.20% less