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Get Cheap Car Insurance in Baileyville, IL
We monitor insurance prices, helping the average driver in Baileyville save up to 28.8% on car insurance.
The Cheapest Minimum Coverage in Baileyville
The chart below shows the cheapest car insurance company in Baileyville for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Country Financial, Metromile, and American Family Insurance.
| Baileyville Insurer | Monthly Cost |
|---|---|
| State Farm | $45 |
| Country Financial | $49 |
| Metromile | $54 |
| American Family Insurance | $57 |
Savings for Every Kind of Baileyville Driver
Based on our extensive insurance data, we know the average Baileyville driver will save about 23% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $315 per year by choosing the right vehicle insurance company. Some Baileyville residents are paying out over $1,347 extra every year for auto insurance in Baileyville. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Baileyville, IL Savings / Yr. |
|---|---|
$315 |
|
$592 |
|
$473 |
|
$497 |
|
$1,223 |
|
$352 |
|
$452 |
Baileyville Car Insurance vs. Illinois
People living in Baileyville pay an average of 10.85% less than the typical driver in the state. The average driver in Baileyville can expect to pay about $800 per year, or $1,347 for full coverage.
Based on our analysis, Lighthouse will be the cheapest provider in Baileyville for most people.
Car Insurance Prices by Baileyville Neighborhood
Insurance Prices
Where is insurance cheapest within Baileyville?
The map shows insurance prices in and around Baileyville, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $53 per year within the city boundaries, with insurance premiums ranging from a high of $1,383 to a low of $1,330. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the Central parts of Baileyville.Pick the Best Car Insurance Company for You in Baileyville
The best car insurance provider for most drivers in Baileyville
For drivers with clean driving records and no major strikes, Lighthouse is the best option, with annual savings of $315 over the average Baileyville car insurance company.
The best car insurance provider for Baileyville drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $592 over the competition.
The best car insurance company for Baileyville drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $473 better than other car insurance companies.
The best auto insurance for Baileyville drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $497 less each year.
The least expensive car insurance company for new and young drivers in Baileyville
In Baileyville, State Farm costs young drivers $1,223 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Baileyville
State Farm gave the largest car insurance discounts to married couples, averaging $352 saved each year compared to an average Baileyville couple's premiums.
The cheapest car insurance in Baileyville for drivers with bad credit
The best Baileyville car insurance company for customer service
Nationwide was the best company for customer service in Baileyville according to the NAIC.
Recent price drops
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The cheapest large national provider in Baileyville
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Baileyville driver can expect to pay about $98 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Baileyville, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, young drivers, drivers with bad credit, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Baileyville
What Influences the Cost of Car Insurance in Baileyville?
On average, car insurance in Baileyville is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Baileyville is 24 minutes, which is far less than average for a driver in the state.
- Illinois state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Baileyville are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Baileyville has an average population density in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Baileyville is $67 per month for minimum coverage and $112 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Florence: Insurance costs 0.30% more
- Forreston: Insurance costs 0.74% more
- German Valley: Insurance costs 1.78% less
- Harper: Insurance costs 1.11% less
- Adeline: Insurance costs 0.67% more
- Freeport: Insurance costs 9.50% more
- Egan: Insurance costs 0.89% less
- Ridott: Insurance costs 3.64% more
- Shannon: Insurance costs 3.56% more
- Leaf River: Insurance costs 0.37% more
Cities with Similar Populations
- Cane Creek: Insurance costs 11.58% less
- Mount Salem: Insurance costs 58.20% more
- Johnson: Insurance costs 19.15% more
- Chiniak: Insurance costs the same
- South Windham: Insurance costs 31.25% less
- Chester: Insurance costs 25.61% more
- Nehawka: Insurance costs 5.05% more
- Nespelem Community: Insurance costs 0.82% less
- Winkler: Insurance costs 16.93% more
- Idleyld Park: Insurance costs 1.48% more