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Get Cheap Car Insurance in South Windham, ME
We monitor insurance prices, helping the average driver in South Windham save up to 31.9% on car insurance.
The Cheapest Minimum Coverage in South Windham
The chart below shows the cheapest car insurance company in South Windham for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Geico, Concord Group Insurance, and Kemper.
| South Windham Insurer | Monthly Cost |
|---|---|
| State Farm | $36 |
| Geico | $37 |
| Concord Group Insurance | $40 |
| Kemper | $40 |
Savings for Every Kind of South Windham Driver
Based on our extensive insurance data, we know the average South Windham driver will save about 24% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $226 per year by choosing the right vehicle insurance company. Some South Windham residents are paying out over $926 extra every year for auto insurance in South Windham. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
South Windham, ME Savings / Yr. |
|---|---|
$226 |
|
$321 |
|
$291 |
|
$296 |
|
$941 |
|
$196 |
|
$413 |
South Windham Car Insurance vs. Maine
People living in South Windham pay an average of 2.07% less than the typical driver in the state. The average driver in South Windham can expect to pay about $516 per year, or $926 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in South Windham for most people.
Car Insurance Prices by South Windham Neighborhood
Insurance Prices
Where is insurance cheapest within South Windham?
The map shows insurance prices in and around South Windham, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the city boundaries, with insurance premiums ranging from a high of $926 to a low of $926. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of South Windham.Pick the Best Car Insurance Company for You in South Windham
The best car insurance provider for most drivers in South Windham
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $226 over the average South Windham car insurance company.
The best car insurance provider for South Windham drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $321 over the competition.
The best car insurance company for South Windham drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $291 better than other car insurance companies.
The best auto insurance for South Windham drivers with a DUI conviction
Getting a quote from Concord Group Insurance may cost the average person with a DUI about $296 less each year.
The least expensive car insurance company for new and young drivers in South Windham
In South Windham, Concord Group Insurance costs young drivers $941 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in South Windham
Concord Group Insurance gave the largest car insurance discounts to married couples, averaging $196 saved each year compared to an average South Windham couple's premiums.
The cheapest car insurance in South Windham for drivers with bad credit
The best South Windham car insurance company for customer service
Nationwide was the best company for customer service in South Windham according to the NAIC.
Recent price drops
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The cheapest large national provider in South Windham
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average South Windham driver can expect to pay about $60 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In South Windham, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, young drivers, good drivers, drivers with accidents, and married couples.Auto Insurance Prices in and Around South Windham
What Influences the Cost of Car Insurance in South Windham?
On average, car insurance in South Windham is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in South Windham is 32 minutes, which is about the national average for a driver in the state.
- Maine state insurance regulations may allow for lower prices.
- An average of 9 to 10 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in South Windham are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- South Windham is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in South Windham is $43 per month for minimum coverage and $77 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Windham: Insurance costs 2.16% more
- Cumberland Center: Insurance costs the same
- Gray: Insurance costs 2.27% more
- North Yarmouth: Insurance costs 0.43% less
- Falmouth: Insurance costs 0.65% more
- Raymond: Insurance costs 3.02% more
- Cumberland Foreside: Insurance costs 3.46% less
- Yarmouth: Insurance costs 1.62% more
- Westbrook: Insurance costs 5.18% more
- Gorham: Insurance costs 0.65% more
Cities with Similar Populations
- Lulu: Insurance costs 94.60% more
- Rindal: Insurance costs 72.68% more
- Ridings: Insurance costs 94.60% more
- Riceville: Insurance costs 226.57% more
- McGregor: Insurance costs 208.42% more
- McCaskill: Insurance costs 77.43% more
- May: Insurance costs 90.60% more
- Maxey: Insurance costs 109.29% more
- Marathon: Insurance costs 21.71% more
- Mapleton: Insurance costs 68.57% more