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Get Cheap Car Insurance in Cumberland Center, ME
We monitor insurance prices, helping the average driver in Cumberland Center save up to 31.9% on car insurance.
The Cheapest Minimum Coverage in Cumberland Center
The chart below shows the cheapest car insurance company in Cumberland Center for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Geico, Concord Group Insurance, and Kemper.
| Cumberland Center Insurer | Monthly Cost |
|---|---|
| State Farm | $36 |
| Geico | $37 |
| Concord Group Insurance | $40 |
| Kemper | $40 |
Savings for Every Kind of Cumberland Center Driver
Based on our extensive insurance data, we know the average Cumberland Center driver will save about 24% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $226 per year by choosing the right vehicle insurance company. Some Cumberland Center residents are paying out over $926 extra every year for auto insurance in Cumberland Center. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Cumberland Center, ME Savings / Yr. |
|---|---|
$226 |
|
$321 |
|
$291 |
|
$296 |
|
$941 |
|
$196 |
|
$413 |
Cumberland Center Car Insurance vs. Maine
People living in Cumberland Center pay an average of 2.09% less than the typical driver in the state. The average driver in Cumberland Center can expect to pay about $516 per year, or $926 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Cumberland Center for most people.
Car Insurance Prices by Cumberland Center Neighborhood
Insurance Prices
Where is insurance cheapest within Cumberland Center?
The map shows insurance prices in and around Cumberland Center, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $56 per year within the city boundaries, with insurance premiums ranging from a high of $950 to a low of $894. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the Southeast parts of Cumberland Center.Pick the Best Car Insurance Company for You in Cumberland Center
The best car insurance provider for most drivers in Cumberland Center
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $226 over the average Cumberland Center car insurance company.
The best car insurance provider for Cumberland Center drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $321 over the competition.
The best car insurance company for Cumberland Center drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $291 better than other car insurance companies.
The best auto insurance for Cumberland Center drivers with a DUI conviction
Getting a quote from Concord Group Insurance may cost the average person with a DUI about $296 less each year.
The least expensive car insurance company for new and young drivers in Cumberland Center
In Cumberland Center, Concord Group Insurance costs young drivers $941 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Cumberland Center
Concord Group Insurance gave the largest car insurance discounts to married couples, averaging $196 saved each year compared to an average Cumberland Center couple's premiums.
The cheapest car insurance in Cumberland Center for drivers with bad credit
The best Cumberland Center car insurance company for customer service
Nationwide was the best company for customer service in Cumberland Center according to the NAIC.
Recent price drops
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The cheapest large national provider in Cumberland Center
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Cumberland Center driver can expect to pay about $60 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Cumberland Center, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, young drivers, good drivers, drivers with accidents, and married couples.Auto Insurance Prices in and Around Cumberland Center
What Influences the Cost of Car Insurance in Cumberland Center?
On average, car insurance in Cumberland Center is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Cumberland Center is 28 minutes, which is a little less than average for a driver in the state.
- Maine state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Cumberland Center are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- Cumberland Center is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Cumberland Center is $43 per month for minimum coverage and $77 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- North Yarmouth: Insurance costs 0.43% less
- Cumberland Foreside: Insurance costs 3.46% less
- Falmouth: Insurance costs 0.65% more
- Yarmouth: Insurance costs 1.62% more
- South Windham: Insurance costs the same
- South Freeport: Insurance costs 0.43% less
- Windham: Insurance costs 2.16% more
- Gray: Insurance costs 2.27% more
- Pownal: Insurance costs 0.97% more
- Chebeague Island: Insurance costs 3.46% less
Cities with Similar Populations
- Olalla: Insurance costs 57.67% more
- Osceola: Insurance costs 32.72% more
- Osceola: Insurance costs 86.50% more
- Osawatomie: Insurance costs 70.52% more
- Orwigsburg: Insurance costs 47.52% more
- Orofino: Insurance costs 22.68% more
- Ormond-by-the-Sea: Insurance costs 167.93% more
- Orange Lake: Insurance costs 190.82% more
- Orange Home: Insurance costs 165.77% more
- Orange City: Insurance costs 28.94% more