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Get Cheap Car Insurance in South Freeport, ME
We monitor insurance prices, helping the average driver in South Freeport save up to 31.9% on car insurance.
The Cheapest Minimum Coverage in South Freeport
The chart below shows the cheapest car insurance company in South Freeport for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Geico, Concord Group Insurance, and Kemper.
| South Freeport Insurer | Monthly Cost |
|---|---|
| State Farm | $36 |
| Geico | $37 |
| Concord Group Insurance | $40 |
| Kemper | $40 |
Savings for Every Kind of South Freeport Driver
Based on our extensive insurance data, we know the average South Freeport driver will save about 24% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $225 per year by choosing the right vehicle insurance company. Some South Freeport residents are paying out over $922 extra every year for auto insurance in South Freeport. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
South Freeport, ME Savings / Yr. |
|---|---|
$225 |
|
$320 |
|
$289 |
|
$294 |
|
$937 |
|
$195 |
|
$411 |
South Freeport Car Insurance vs. Maine
People living in South Freeport pay an average of 2.53% less than the typical driver in the state. The average driver in South Freeport can expect to pay about $514 per year, or $922 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in South Freeport for most people.
Car Insurance Prices by South Freeport Neighborhood
Insurance Prices
Where is insurance cheapest within South Freeport?
The map shows insurance prices in and around South Freeport, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $18 per year within the city boundaries, with insurance premiums ranging from a high of $940 to a low of $922. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of South Freeport.Pick the Best Car Insurance Company for You in South Freeport
The best car insurance provider for most drivers in South Freeport
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $225 over the average South Freeport car insurance company.
The best car insurance provider for South Freeport drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $320 over the competition.
The best car insurance company for South Freeport drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $289 better than other car insurance companies.
The best auto insurance for South Freeport drivers with a DUI conviction
Getting a quote from Concord Group Insurance may cost the average person with a DUI about $294 less each year.
The least expensive car insurance company for new and young drivers in South Freeport
In South Freeport, Concord Group Insurance costs young drivers $937 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in South Freeport
Concord Group Insurance gave the largest car insurance discounts to married couples, averaging $195 saved each year compared to an average South Freeport couple's premiums.
The cheapest car insurance in South Freeport for drivers with bad credit
The best South Freeport car insurance company for customer service
Nationwide was the best company for customer service in South Freeport according to the NAIC.
Recent price drops
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The cheapest large national provider in South Freeport
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average South Freeport driver can expect to pay about $60 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In South Freeport, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, young drivers, good drivers, drivers with accidents, and married couples.Auto Insurance Prices in and Around South Freeport
What Influences the Cost of Car Insurance in South Freeport?
On average, car insurance in South Freeport is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in South Freeport is 25 minutes, which is far less than average for a driver in the state.
- Maine state insurance regulations may allow for lower prices.
- An average of 17 to 18 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in South Freeport are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- South Freeport is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in South Freeport is $43 per month for minimum coverage and $77 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Freeport: Insurance costs 1.52% more
- South Durham: Insurance costs 1.95% more
- Yarmouth: Insurance costs 2.06% more
- Pownal: Insurance costs 1.41% more
- North Yarmouth: Insurance costs the same
- Cumberland Foreside: Insurance costs 3.04% less
- North Pownal: Insurance costs 2.49% more
- Chebeague Island: Insurance costs 3.04% less
- Cumberland Center: Insurance costs 0.43% more
- West Harpswell: Insurance costs 2.60% more
Cities with Similar Populations
- Pine Ridge: Insurance costs 78.74% more
- Pondsville: Insurance costs 91.21% more
- Pledger: Insurance costs 78.85% more
- Pleasant Point: Insurance costs 1.30% more
- Pleasant Hill: Insurance costs 71.69% more
- Pleasant Gap: Insurance costs 95.99% more
- Plateau: Insurance costs 31.02% more
- Plankton: Insurance costs 19.52% more
- Pisek: Insurance costs 55.42% more
- Poplar Hill: Insurance costs 44.79% more