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Get Cheap Car Insurance in Bainbridge Island, WA
We monitor insurance prices, helping the average driver in Bainbridge Island save up to 34.8% on car insurance.
The Cheapest Minimum Coverage in Bainbridge Island
The chart below shows the cheapest car insurance company in Bainbridge Island for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by State Farm, Progressive, and Geico.
| Bainbridge Island Insurer | Monthly Cost |
|---|---|
| Metromile | $54 |
| State Farm | $60 |
| Progressive | $66 |
| Geico | $72 |
Savings for Every Kind of Bainbridge Island Driver
Based on our extensive insurance data, we know the average Bainbridge Island driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $458 per year by choosing the right vehicle insurance company. Some Bainbridge Island residents are paying out over $1,566 extra every year for auto insurance in Bainbridge Island. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Bainbridge Island, WA Savings / Yr. |
|---|---|
$458 |
|
$810 |
|
$583 |
|
$442 |
|
$1,676 |
|
$317 |
|
$543 |
Bainbridge Island Car Insurance vs. Washington
People living in Bainbridge Island pay an average of 11.54% more than the typical driver in the state. The average driver in Bainbridge Island can expect to pay about $941 per year, or $1,566 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Bainbridge Island for most people.
Car Insurance Prices by Bainbridge Island Neighborhood
Insurance Prices
Where is insurance cheapest within Bainbridge Island?
The map shows insurance prices in and around Bainbridge Island, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $228 per year within the city boundaries, with insurance premiums ranging from a high of $1,665 to a low of $1,437. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Southwest parts of Bainbridge Island.Pick the Best Car Insurance Company for You in Bainbridge Island
The best car insurance provider for most drivers in Bainbridge Island
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $458 over the average Bainbridge Island car insurance company.
The best car insurance provider for Bainbridge Island drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $810 over the competition.
The best car insurance company for Bainbridge Island drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $583 better than other car insurance companies.
The best auto insurance for Bainbridge Island drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $442 less each year.
The least expensive car insurance company for new and young drivers in Bainbridge Island
In Bainbridge Island, State Farm costs young drivers $1,676 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Bainbridge Island
State Farm gave the largest car insurance discounts to married couples, averaging $317 saved each year compared to an average Bainbridge Island couple's premiums.
The cheapest car insurance in Bainbridge Island for drivers with bad credit
The best Bainbridge Island car insurance company for customer service
Nationwide was the best company for customer service in Bainbridge Island according to the NAIC.
Recent price drops
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The cheapest large national provider in Bainbridge Island
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Bainbridge Island driver can expect to pay about $98 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Bainbridge Island, USAA has the best prices for young drivers, married couples, drivers with bad credit, drivers with accidents, drivers with speeding tickets, drivers with a DUI conviction, and good drivers.Auto Insurance Prices in and Around Bainbridge Island
What Influences the Cost of Car Insurance in Bainbridge Island?
On average, car insurance in Bainbridge Island is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Bainbridge Island is 50 minutes, which is far more than average for a driver in the state.
- Washington state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Bainbridge Island are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- Bainbridge Island is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Bainbridge Island is $78 per month for minimum coverage and $131 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Keyport: Insurance costs 9.64% less
- Bremerton: Insurance costs 3.90% less
- Suquamish: Insurance costs 7.79% less
- Manchester: Insurance costs 3.90% less
- Silverdale: Insurance costs 6.70% less
- Indianola: Insurance costs 5.62% less
- Poulsbo: Insurance costs 8.62% less
- Chico: Insurance costs 11.37% less
- Bangor Base: Insurance costs 7.79% less
- Seattle: Insurance costs 3.58% more
Cities with Similar Populations
- Grayson: Insurance costs 31.67% more
- Abingdon: Insurance costs 25.86% less
- Bridgewater: Insurance costs 6.51% more
- Bronxville: Insurance costs 74.14% more
- Burlington: Insurance costs 30.65% more
- Caledonia: Insurance costs 26.69% less
- Tumwater: Insurance costs 13.28% less
- Trotwood: Insurance costs 14.50% less
- Canton: Insurance costs 7.73% more
- Carteret: Insurance costs 32.82% more