Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Silverdale, WA
We monitor insurance prices, helping the average driver in Silverdale save up to 34.8% on car insurance.
The Cheapest Minimum Coverage in Silverdale
The chart below shows the cheapest car insurance company in Silverdale for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by State Farm, Progressive, and Geico.
| Silverdale Insurer | Monthly Cost |
|---|---|
| Metromile | $51 |
| State Farm | $56 |
| Progressive | $62 |
| Geico | $67 |
Savings for Every Kind of Silverdale Driver
Based on our extensive insurance data, we know the average Silverdale driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $428 per year by choosing the right vehicle insurance company. Some Silverdale residents are paying out over $1,461 extra every year for auto insurance in Silverdale. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Silverdale, WA Savings / Yr. |
|---|---|
$428 |
|
$755 |
|
$544 |
|
$412 |
|
$1,564 |
|
$295 |
|
$507 |
Silverdale Car Insurance vs. Washington
People living in Silverdale pay an average of 4.03% more than the typical driver in the state. The average driver in Silverdale can expect to pay about $878 per year, or $1,461 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Silverdale for most people.
Car Insurance Prices by Silverdale Neighborhood
Insurance Prices
Where is insurance cheapest within Silverdale?
The map shows insurance prices in and around Silverdale, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $258 per year within the city boundaries, with insurance premiums ranging from a high of $1,588 to a low of $1,330. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the Northwest parts of Silverdale.Pick the Best Car Insurance Company for You in Silverdale
The best car insurance provider for most drivers in Silverdale
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $428 over the average Silverdale car insurance company.
The best car insurance provider for Silverdale drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $755 over the competition.
The best car insurance company for Silverdale drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $544 better than other car insurance companies.
The best auto insurance for Silverdale drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $412 less each year.
The least expensive car insurance company for new and young drivers in Silverdale
In Silverdale, State Farm costs young drivers $1,564 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Silverdale
State Farm gave the largest car insurance discounts to married couples, averaging $295 saved each year compared to an average Silverdale couple's premiums.
The cheapest car insurance in Silverdale for drivers with bad credit
The best Silverdale car insurance company for customer service
Nationwide was the best company for customer service in Silverdale according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Silverdale, which was better than other insurers.
The cheapest large national provider in Silverdale
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Silverdale driver can expect to pay about $98 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Silverdale, USAA has the best prices for young drivers, married couples, drivers with bad credit, drivers with accidents, drivers with speeding tickets, drivers with a DUI conviction, and good drivers.Auto Insurance Prices in and Around Silverdale
What Influences the Cost of Car Insurance in Silverdale?
On average, car insurance in Silverdale is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Silverdale is 32 minutes, which is about the national average for a driver in the state.
- Washington state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Silverdale are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Silverdale is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Silverdale is $73 per month for minimum coverage and $122 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Bangor Base: Insurance costs 1.16% less
- Chico: Insurance costs 5.00% less
- Keyport: Insurance costs 3.15% less
- Bremerton: Insurance costs 3.01% more
- Poulsbo: Insurance costs 2.05% less
- Kitsap Lake: Insurance costs 3.56% less
- Bainbridge Island: Insurance costs 7.19% more
- Suquamish: Insurance costs 1.16% less
- Seabeck: Insurance costs 1.85% less
- Navy Yard City: Insurance costs 0.21% more
Cities with Similar Populations
- South Burlington: Insurance costs 19.37% less
- Live Oak: Insurance costs 68.45% more
- Scarborough: Insurance costs 37.17% less
- Seffner: Insurance costs 92.47% more
- Shafter: Insurance costs 40.04% more
- Sharpsburg: Insurance costs 22.04% more
- Shorewood: Insurance costs 0.48% more
- Smithfield: Insurance costs 12.59% less
- Somerville: Insurance costs 23.89% more
- Sonora: Insurance costs 27.10% more