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Get Cheap Car Insurance in South Burlington, VT
We monitor insurance prices, helping the average driver in South Burlington save up to 31.8% on car insurance.
The Cheapest Minimum Coverage in South Burlington
The chart below shows the cheapest car insurance company in South Burlington for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by State Farm, Safeco Insurance, and Concord Group Insurance.
| South Burlington Insurer | Monthly Cost |
|---|---|
| Kemper | $33 |
| State Farm | $38 |
| Safeco Insurance | $43 |
| Concord Group Insurance | $48 |
Savings for Every Kind of South Burlington Driver
Based on our extensive insurance data, we know the average South Burlington driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $299 per year by choosing the right vehicle insurance company. Some South Burlington residents are paying out over $1,178 extra every year for auto insurance in South Burlington. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
South Burlington, VT Savings / Yr. |
|---|---|
$299 |
|
$559 |
|
$356 |
|
$547 |
|
$1,080 |
|
$304 |
|
$525 |
South Burlington Car Insurance vs. Vermont
People living in South Burlington pay an average of 3.43% less than the typical driver in the state. The average driver in South Burlington can expect to pay about $648 per year, or $1,178 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in South Burlington for most people.
Car Insurance Prices by South Burlington Neighborhood
Insurance Prices
Where is insurance cheapest within South Burlington?
The map shows insurance prices in and around South Burlington, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $122 per year within the city boundaries, with insurance premiums ranging from a high of $1,259 to a low of $1,137. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Southeast parts of South Burlington.Pick the Best Car Insurance Company for You in South Burlington
The best car insurance provider for most drivers in South Burlington
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $299 over the average South Burlington car insurance company.
The best car insurance provider for South Burlington drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $559 over the competition.
The best car insurance company for South Burlington drivers with speeding tickets
>Concord Group Insurance gave the average person with a speeding ticket the most savings, averaging $356 better than other car insurance companies.
The best auto insurance for South Burlington drivers with a DUI conviction
Getting a quote from Concord Group Insurance may cost the average person with a DUI about $547 less each year.
The least expensive car insurance company for new and young drivers in South Burlington
In South Burlington, Concord Group Insurance costs young drivers $1,080 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in South Burlington
State Farm gave the largest car insurance discounts to married couples, averaging $304 saved each year compared to an average South Burlington couple's premiums.
The cheapest car insurance in South Burlington for drivers with bad credit
The best South Burlington car insurance company for customer service
Nationwide was the best company for customer service in South Burlington according to the NAIC.
Recent price drops
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The cheapest large national provider in South Burlington
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average South Burlington driver can expect to pay about $81 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In South Burlington, USAA has the best prices for drivers with a DUI conviction, married couples, young drivers, drivers with bad credit, drivers with accidents, drivers with speeding tickets, and good drivers.Auto Insurance Prices in and Around South Burlington
What Influences the Cost of Car Insurance in South Burlington?
On average, car insurance in South Burlington is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in South Burlington is 23 minutes, which is far less than average for a driver in the state.
- Vermont state insurance regulations may allow for lower prices.
- An average of 16 to 17 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in South Burlington are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- South Burlington is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in South Burlington is $54 per month for minimum coverage and $98 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Burlington: Insurance costs 7.22% more
- Winooski: Insurance costs 10.10% more
- Williston: Insurance costs 0.08% more
- Shelburne: Insurance costs 0.42% less
- Shelburne Falls: Insurance costs 0.08% more
- Essex: Insurance costs 3.48% more
- Colchester: Insurance costs 0.25% more
- Hinesburg: Insurance costs 0.76% less
- Charlotte: Insurance costs 0.17% less
- Richmond: Insurance costs 1.87% less
Cities with Similar Populations
- Summit: Insurance costs 62.48% more
- Georgetown: Insurance costs 47.11% more
- Grayslake: Insurance costs 30.39% more
- Greenwood: Insurance costs 50.25% more
- Springtown: Insurance costs 42.78% more
- St. Joseph: Insurance costs 126.23% more
- Stanford: Insurance costs 62.48% more
- Stephens City: Insurance costs 1.95% less
- Stony Brook: Insurance costs 130.05% more
- Suitland: Insurance costs 106.11% more