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Get Cheap Car Insurance in Winooski, VT
We monitor insurance prices, helping the average driver in Winooski save up to 31.8% on car insurance.
The Cheapest Minimum Coverage in Winooski
The chart below shows the cheapest car insurance company in Winooski for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by State Farm, Safeco Insurance, and Concord Group Insurance.
| Winooski Insurer | Monthly Cost |
|---|---|
| Kemper | $36 |
| State Farm | $42 |
| Safeco Insurance | $48 |
| Concord Group Insurance | $53 |
Savings for Every Kind of Winooski Driver
Based on our extensive insurance data, we know the average Winooski driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $330 per year by choosing the right vehicle insurance company. Some Winooski residents are paying out over $1,297 extra every year for auto insurance in Winooski. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Winooski, VT Savings / Yr. |
|---|---|
$330 |
|
$616 |
|
$392 |
|
$602 |
|
$1,189 |
|
$335 |
|
$578 |
Winooski Car Insurance vs. Vermont
People living in Winooski pay an average of 6.33% more than the typical driver in the state. The average driver in Winooski can expect to pay about $713 per year, or $1,297 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in Winooski for most people.
Car Insurance Prices by Winooski Neighborhood
Insurance Prices
Where is insurance cheapest within Winooski?
The map shows insurance prices in and around Winooski, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $252 per year within the city boundaries, with insurance premiums ranging from a high of $1,419 to a low of $1,167. Insurance prices tend to be higher for those living in the West area, and lower for those with homes in the Northeast parts of Winooski.Pick the Best Car Insurance Company for You in Winooski
The best car insurance provider for most drivers in Winooski
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $330 over the average Winooski car insurance company.
The best car insurance provider for Winooski drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $616 over the competition.
The best car insurance company for Winooski drivers with speeding tickets
>Concord Group Insurance gave the average person with a speeding ticket the most savings, averaging $392 better than other car insurance companies.
The best auto insurance for Winooski drivers with a DUI conviction
Getting a quote from Concord Group Insurance may cost the average person with a DUI about $602 less each year.
The least expensive car insurance company for new and young drivers in Winooski
In Winooski, Concord Group Insurance costs young drivers $1,189 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Winooski
State Farm gave the largest car insurance discounts to married couples, averaging $335 saved each year compared to an average Winooski couple's premiums.
The cheapest car insurance in Winooski for drivers with bad credit
The best Winooski car insurance company for customer service
Recent price drops
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The cheapest large national provider in Winooski
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Winooski driver can expect to pay about $81 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Winooski, USAA has the best prices for drivers with a DUI conviction, married couples, young drivers, drivers with bad credit, drivers with accidents, drivers with speeding tickets, and good drivers.Auto Insurance Prices in and Around Winooski
What Influences the Cost of Car Insurance in Winooski?
On average, car insurance in Winooski is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Vermont state insurance regulations may allow for lower prices.
- An average of 21 to 22 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Winooski are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- Winooski is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Winooski is $59 per month for minimum coverage and $108 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Burlington: Insurance costs 2.62% less
- South Burlington: Insurance costs 9.18% less
- Colchester: Insurance costs 8.94% less
- Essex: Insurance costs 6.01% less
- Williston: Insurance costs 9.10% less
- Shelburne: Insurance costs 9.56% less
- Shelburne Falls: Insurance costs 9.10% less
- West Milton: Insurance costs 9.87% less
- Essex Junction: Insurance costs 9.64% less
- Milton: Insurance costs 8.71% less
Cities with Similar Populations
- Madison: Insurance costs 89.59% more
- Lucasville: Insurance costs 12.57% less
- Ludowici: Insurance costs 28.60% more
- Luray: Insurance costs 9.41% less
- Lusby: Insurance costs 39.55% more
- Lynwood: Insurance costs 40.63% more
- Lyons: Insurance costs 36.31% more
- Macedon: Insurance costs 61.53% more
- Madeira: Insurance costs 14.11% less
- Madera Acres: Insurance costs 55.20% more