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Get Cheap Car Insurance in Essex Junction, VT
We monitor insurance prices, helping the average driver in Essex Junction save up to 31.8% on car insurance.
The Cheapest Minimum Coverage in Essex Junction
The chart below shows the cheapest car insurance company in Essex Junction for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by State Farm, Safeco Insurance, and Concord Group Insurance.
| Essex Junction Insurer | Monthly Cost |
|---|---|
| Kemper | $32 |
| State Farm | $38 |
| Safeco Insurance | $43 |
| Concord Group Insurance | $48 |
Savings for Every Kind of Essex Junction Driver
Based on our extensive insurance data, we know the average Essex Junction driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $298 per year by choosing the right vehicle insurance company. Some Essex Junction residents are paying out over $1,172 extra every year for auto insurance in Essex Junction. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Essex Junction, VT Savings / Yr. |
|---|---|
$298 |
|
$556 |
|
$354 |
|
$544 |
|
$1,074 |
|
$303 |
|
$522 |
Essex Junction Car Insurance vs. Vermont
People living in Essex Junction pay an average of 3.96% less than the typical driver in the state. The average driver in Essex Junction can expect to pay about $644 per year, or $1,172 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in Essex Junction for most people.
Car Insurance Prices by Essex Junction Neighborhood
Insurance Prices
Where is insurance cheapest within Essex Junction?
The map shows insurance prices in and around Essex Junction, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $18 per year within the city boundaries, with insurance premiums ranging from a high of $1,175 to a low of $1,157. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the Southeast parts of Essex Junction.Pick the Best Car Insurance Company for You in Essex Junction
The best car insurance provider for most drivers in Essex Junction
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $298 over the average Essex Junction car insurance company.
The best car insurance provider for Essex Junction drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $556 over the competition.
The best car insurance company for Essex Junction drivers with speeding tickets
>Concord Group Insurance gave the average person with a speeding ticket the most savings, averaging $354 better than other car insurance companies.
The best auto insurance for Essex Junction drivers with a DUI conviction
Getting a quote from Concord Group Insurance may cost the average person with a DUI about $544 less each year.
The least expensive car insurance company for new and young drivers in Essex Junction
In Essex Junction, Concord Group Insurance costs young drivers $1,074 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Essex Junction
State Farm gave the largest car insurance discounts to married couples, averaging $303 saved each year compared to an average Essex Junction couple's premiums.
The cheapest car insurance in Essex Junction for drivers with bad credit
The best Essex Junction car insurance company for customer service
Nationwide was the best company for customer service in Essex Junction according to the NAIC.
Recent price drops
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The cheapest large national provider in Essex Junction
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Essex Junction driver can expect to pay about $81 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Essex Junction, USAA has the best prices for drivers with a DUI conviction, married couples, young drivers, drivers with bad credit, drivers with accidents, drivers with speeding tickets, and good drivers.Auto Insurance Prices in and Around Essex Junction
What Influences the Cost of Car Insurance in Essex Junction?
On average, car insurance in Essex Junction is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Vermont state insurance regulations may allow for lower prices.
- An average of 21 to 22 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Essex Junction are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- Essex Junction is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Essex Junction is $54 per month for minimum coverage and $98 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Westford: Insurance costs 0.34% more
- Underhill: Insurance costs 0.17% less
- Essex: Insurance costs 4.01% more
- Underhill Center: Insurance costs 0.26% less
- Jericho: Insurance costs 1.28% less
- Milton: Insurance costs 1.02% more
- Cambridge: Insurance costs 1.28% more
- West Milton: Insurance costs 0.26% less
- Fairfax: Insurance costs 0.43% less
- Stevensville: Insurance costs 1.71% more
Cities with Similar Populations
- Elliott: Insurance costs 52.22% more
- Floy: Insurance costs 35.58% more
- Fish Springs: Insurance costs 15.27% more
- Finley: Insurance costs 2.56% less
- Fenwick: Insurance costs 62.37% more
- Farelly Lake: Insurance costs 47.61% more
- Fallsville: Insurance costs 40.02% more
- Excelsior: Insurance costs 12.88% more
- Espinosa: Insurance costs 61.95% more
- Elmburg: Insurance costs 73.63% more