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Get Cheap Car Insurance in Hinesburg, VT
We monitor insurance prices, helping the average driver in Hinesburg save up to 31.8% on car insurance.
The Cheapest Minimum Coverage in Hinesburg
The chart below shows the cheapest car insurance company in Hinesburg for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by State Farm, Safeco Insurance, and Concord Group Insurance.
| Hinesburg Insurer | Monthly Cost |
|---|---|
| Kemper | $32 |
| State Farm | $38 |
| Safeco Insurance | $43 |
| Concord Group Insurance | $48 |
Savings for Every Kind of Hinesburg Driver
Based on our extensive insurance data, we know the average Hinesburg driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $297 per year by choosing the right vehicle insurance company. Some Hinesburg residents are paying out over $1,169 extra every year for auto insurance in Hinesburg. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Hinesburg, VT Savings / Yr. |
|---|---|
$297 |
|
$555 |
|
$354 |
|
$542 |
|
$1,071 |
|
$302 |
|
$521 |
Hinesburg Car Insurance vs. Vermont
People living in Hinesburg pay an average of 4.17% less than the typical driver in the state. The average driver in Hinesburg can expect to pay about $643 per year, or $1,169 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in Hinesburg for most people.
Car Insurance Prices by Hinesburg Neighborhood
Insurance Prices
Where is insurance cheapest within Hinesburg?
The map shows insurance prices in and around Hinesburg, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $33 per year within the city boundaries, with insurance premiums ranging from a high of $1,187 to a low of $1,154. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the North parts of Hinesburg.Pick the Best Car Insurance Company for You in Hinesburg
The best car insurance provider for most drivers in Hinesburg
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $297 over the average Hinesburg car insurance company.
The best car insurance provider for Hinesburg drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $555 over the competition.
The best car insurance company for Hinesburg drivers with speeding tickets
>Concord Group Insurance gave the average person with a speeding ticket the most savings, averaging $354 better than other car insurance companies.
The best auto insurance for Hinesburg drivers with a DUI conviction
Getting a quote from Concord Group Insurance may cost the average person with a DUI about $542 less each year.
The least expensive car insurance company for new and young drivers in Hinesburg
In Hinesburg, Concord Group Insurance costs young drivers $1,071 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Hinesburg
State Farm gave the largest car insurance discounts to married couples, averaging $302 saved each year compared to an average Hinesburg couple's premiums.
The cheapest car insurance in Hinesburg for drivers with bad credit
The best Hinesburg car insurance company for customer service
Recent price drops
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The cheapest large national provider in Hinesburg
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Hinesburg driver can expect to pay about $81 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Hinesburg, USAA has the best prices for drivers with a DUI conviction, married couples, young drivers, drivers with bad credit, drivers with accidents, drivers with speeding tickets, and good drivers.Auto Insurance Prices in and Around Hinesburg
What Influences the Cost of Car Insurance in Hinesburg?
On average, car insurance in Hinesburg is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Hinesburg is 27 minutes, which is a little less than average for a driver in the state.
- Vermont state insurance regulations may allow for lower prices.
- An average of 16 to 17 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Hinesburg are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- Hinesburg is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Hinesburg is $54 per month for minimum coverage and $97 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Huntington: Insurance costs 0.77% more
- North Ferrisburg: Insurance costs 0.51% more
- Prindle Corner: Insurance costs 0.51% more
- Shelburne Falls: Insurance costs 0.86% more
- Charlotte: Insurance costs 0.60% more
- Shelburne: Insurance costs 0.34% more
- Richmond: Insurance costs 1.11% less
- Williston: Insurance costs 0.86% more
- Huntington Center: Insurance costs 0.86% more
- Starksboro: Insurance costs 1.37% more
Cities with Similar Populations
- Pomeroy: Insurance costs 0.94% less
- Bell: Insurance costs 104.28% more
- McEwen: Insurance costs 16.94% more
- Mineralwells: Insurance costs 26.01% more
- Mount Gilead: Insurance costs 9.24% more
- Nikiski: Insurance costs 16.94% more
- Ocean Park: Insurance costs 20.87% more
- Oostburg: Insurance costs 11.72% less
- Paynesville: Insurance costs 37.38% more
- Ludlow: Insurance costs 83.23% more