Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in North Ferrisburg, VT
We monitor insurance prices, helping the average driver in North Ferrisburg save up to 31.8% on car insurance.
The Cheapest Minimum Coverage in North Ferrisburg
The chart below shows the cheapest car insurance company in North Ferrisburg for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by State Farm, Safeco Insurance, and Concord Group Insurance.
| North Ferrisburg Insurer | Monthly Cost |
|---|---|
| Kemper | $32 |
| State Farm | $38 |
| Safeco Insurance | $43 |
| Concord Group Insurance | $48 |
Savings for Every Kind of North Ferrisburg Driver
Based on our extensive insurance data, we know the average North Ferrisburg driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $298 per year by choosing the right vehicle insurance company. Some North Ferrisburg residents are paying out over $1,175 extra every year for auto insurance in North Ferrisburg. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
North Ferrisburg, VT Savings / Yr. |
|---|---|
$298 |
|
$557 |
|
$355 |
|
$545 |
|
$1,076 |
|
$303 |
|
$524 |
North Ferrisburg Car Insurance vs. Vermont
People living in North Ferrisburg pay an average of 3.72% less than the typical driver in the state. The average driver in North Ferrisburg can expect to pay about $646 per year, or $1,175 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in North Ferrisburg for most people.
Car Insurance Prices by North Ferrisburg Neighborhood
Insurance Prices
Where is insurance cheapest within North Ferrisburg?
The map shows insurance prices in and around North Ferrisburg, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the city boundaries, with insurance premiums ranging from a high of $1,175 to a low of $1,175. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of North Ferrisburg.Pick the Best Car Insurance Company for You in North Ferrisburg
The best car insurance provider for most drivers in North Ferrisburg
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $298 over the average North Ferrisburg car insurance company.
The best car insurance provider for North Ferrisburg drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $557 over the competition.
The best car insurance company for North Ferrisburg drivers with speeding tickets
>Concord Group Insurance gave the average person with a speeding ticket the most savings, averaging $355 better than other car insurance companies.
The best auto insurance for North Ferrisburg drivers with a DUI conviction
Getting a quote from Concord Group Insurance may cost the average person with a DUI about $545 less each year.
The least expensive car insurance company for new and young drivers in North Ferrisburg
In North Ferrisburg, Concord Group Insurance costs young drivers $1,076 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in North Ferrisburg
State Farm gave the largest car insurance discounts to married couples, averaging $303 saved each year compared to an average North Ferrisburg couple's premiums.
The cheapest car insurance in North Ferrisburg for drivers with bad credit
The best North Ferrisburg car insurance company for customer service
Nationwide was the best company for customer service in North Ferrisburg according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in North Ferrisburg, which was better than other insurers.
The cheapest large national provider in North Ferrisburg
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average North Ferrisburg driver can expect to pay about $81 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In North Ferrisburg, USAA has the best prices for drivers with a DUI conviction, married couples, young drivers, drivers with bad credit, drivers with accidents, drivers with speeding tickets, and good drivers.Auto Insurance Prices in and Around North Ferrisburg
What Influences the Cost of Car Insurance in North Ferrisburg?
On average, car insurance in North Ferrisburg is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in North Ferrisburg is 33 minutes, which is about the national average for a driver in the state.
- Vermont state insurance regulations may allow for lower prices.
- An average of 16 to 17 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in North Ferrisburg are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- North Ferrisburg is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in North Ferrisburg is $54 per month for minimum coverage and $98 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Prindle Corner: Insurance costs the same
- Monkton Boro: Insurance costs the same
- East Monkton: Insurance costs the same
- Hinesburg: Insurance costs 0.51% less
- Starksboro: Insurance costs 0.85% more
- North Ferrisburgh: Insurance costs 0.77% less
- Charlotte: Insurance costs 0.09% more
- Huntington: Insurance costs 0.26% more
- Ferrisburg: Insurance costs 1.19% less
- Shelburne Falls: Insurance costs 0.34% more
Cities with Similar Populations
- Eagleton: Insurance costs 40.43% more
- Wabek: Insurance costs 29.28% more
- Vowells Mill: Insurance costs 135.91% more
- Voca: Insurance costs 41.28% more
- Verdel: Insurance costs 20.26% more
- Vega: Insurance costs 3.66% less
- Eastland: Insurance costs 14.81% more
- East Putney: Insurance costs 0.85% more
- East Martinsburg: Insurance costs 74.89% more
- East Cadiz: Insurance costs 5.02% less