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Get Cheap Car Insurance in Ocean Park, WA
We monitor insurance prices, helping the average driver in Ocean Park save up to 34.8% on car insurance.
The Cheapest Minimum Coverage in Ocean Park
The chart below shows the cheapest car insurance company in Ocean Park for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by State Farm, Progressive, and Geico.
| Ocean Park Insurer | Monthly Cost |
|---|---|
| Metromile | $49 |
| State Farm | $54 |
| Progressive | $60 |
| Geico | $65 |
Savings for Every Kind of Ocean Park Driver
Based on our extensive insurance data, we know the average Ocean Park driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $414 per year by choosing the right vehicle insurance company. Some Ocean Park residents are paying out over $1,413 extra every year for auto insurance in Ocean Park. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Ocean Park, WA Savings / Yr. |
|---|---|
$414 |
|
$731 |
|
$526 |
|
$399 |
|
$1,513 |
|
$286 |
|
$490 |
Ocean Park Car Insurance vs. Washington
People living in Ocean Park pay an average of 0.66% more than the typical driver in the state. The average driver in Ocean Park can expect to pay about $850 per year, or $1,413 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Ocean Park for most people.
Car Insurance Prices by Ocean Park Neighborhood
Insurance Prices
Where is insurance cheapest within Ocean Park?
The map shows insurance prices in and around Ocean Park, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $155 per year within the city boundaries, with insurance premiums ranging from a high of $1,495 to a low of $1,340. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Southwest parts of Ocean Park.Pick the Best Car Insurance Company for You in Ocean Park
The best car insurance provider for most drivers in Ocean Park
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $414 over the average Ocean Park car insurance company.
The best car insurance provider for Ocean Park drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $731 over the competition.
The best car insurance company for Ocean Park drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $526 better than other car insurance companies.
The best auto insurance for Ocean Park drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $399 less each year.
The least expensive car insurance company for new and young drivers in Ocean Park
In Ocean Park, State Farm costs young drivers $1,513 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Ocean Park
State Farm gave the largest car insurance discounts to married couples, averaging $286 saved each year compared to an average Ocean Park couple's premiums.
The cheapest car insurance in Ocean Park for drivers with bad credit
The best Ocean Park car insurance company for customer service
Nationwide was the best company for customer service in Ocean Park according to the NAIC.
Recent price drops
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The cheapest large national provider in Ocean Park
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Ocean Park driver can expect to pay about $98 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Ocean Park, USAA has the best prices for young drivers, married couples, drivers with bad credit, drivers with accidents, drivers with speeding tickets, drivers with a DUI conviction, and good drivers.Auto Insurance Prices in and Around Ocean Park
What Influences the Cost of Car Insurance in Ocean Park?
On average, car insurance in Ocean Park is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Washington state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Ocean Park are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- Ocean Park is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Ocean Park is $71 per month for minimum coverage and $118 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Oysterville: Insurance costs 1.77% less
- Oceanside: Insurance costs 5.31% less
- Long Beach: Insurance costs 4.81% less
- Bay Center: Insurance costs 7.15% less
- Seaview: Insurance costs 4.88% less
- Ilwaco: Insurance costs 4.18% less
- Menlo: Insurance costs 7.43% less
- Tokeland: Insurance costs 6.86% less
- Stringtown: Insurance costs 1.70% less
- Naselle: Insurance costs 5.94% less
Cities with Similar Populations
- Denmark: Insurance costs 23.99% more
- Cordova: Insurance costs 10.76% more
- Mineralwells: Insurance costs 4.25% more
- Hammond: Insurance costs 16.63% less
- Paynesville: Insurance costs 13.66% more
- Oostburg: Insurance costs 26.96% less
- Oasis: Insurance costs 40.27% more
- Bridgman: Insurance costs 86.41% more
- Whitesburg: Insurance costs 57.18% more
- Hinesburg: Insurance costs 17.27% less