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Get Cheap Car Insurance in Bakersfield, MO
We monitor insurance prices, helping the average driver in Bakersfield save up to 28.5% on car insurance.
The Cheapest Minimum Coverage in Bakersfield
The chart below shows the cheapest car insurance company in Bakersfield for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Travelers, Safeco Insurance, and Clearcover.
| Bakersfield Insurer | Monthly Cost |
|---|---|
| State Farm | $68 |
| Travelers | $68 |
| Safeco Insurance | $69 |
| Clearcover | $74 |
Savings for Every Kind of Bakersfield Driver
Based on our extensive insurance data, we know the average Bakersfield driver will save about 27% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $481 per year by choosing the right vehicle insurance company. Some Bakersfield residents are paying out over $1,783 extra every year for auto insurance in Bakersfield. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Bakersfield, MO Savings / Yr. |
|---|---|
$481 |
|
$671 |
|
$614 |
|
$687 |
|
$1,449 |
|
$374 |
|
$574 |
Bakersfield Car Insurance vs. Missouri
People living in Bakersfield pay an average of 1.01% less than the typical driver in the state. The average driver in Bakersfield can expect to pay about $1,098 per year, or $1,783 for full coverage.
Based on our analysis, Clearcover will be the cheapest provider in Bakersfield for most people.
Car Insurance Prices by Bakersfield Neighborhood
Insurance Prices
Where is insurance cheapest within Bakersfield?
The map shows insurance prices in and around Bakersfield, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $84 per year within the city boundaries, with insurance premiums ranging from a high of $1,851 to a low of $1,767. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the Central parts of Bakersfield.Pick the Best Car Insurance Company for You in Bakersfield
The best car insurance provider for most drivers in Bakersfield
For drivers with clean driving records and no major strikes, Clearcover is the best option, with annual savings of $481 over the average Bakersfield car insurance company.
The best car insurance provider for Bakersfield drivers with accidents on their records
In our analysis, Travelers saved the average person who had been in an accident the most, with annual savings averaging $671 over the competition.
The best car insurance company for Bakersfield drivers with speeding tickets
>Clearcover gave the average person with a speeding ticket the most savings, averaging $614 better than other car insurance companies.
The best auto insurance for Bakersfield drivers with a DUI conviction
Getting a quote from Clearcover may cost the average person with a DUI about $687 less each year.
The least expensive car insurance company for new and young drivers in Bakersfield
In Bakersfield, Travelers costs young drivers $1,449 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Bakersfield
State Farm gave the largest car insurance discounts to married couples, averaging $374 saved each year compared to an average Bakersfield couple's premiums.
The cheapest car insurance in Bakersfield for drivers with bad credit
The best Bakersfield car insurance company for customer service
Nationwide was the best company for customer service in Bakersfield according to the NAIC.
Recent price drops
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The cheapest large national provider in Bakersfield
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Bakersfield driver can expect to pay about $114 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Bakersfield, USAA has the best prices for drivers with speeding tickets, drivers with bad credit, drivers with a DUI conviction, married couples, good drivers, drivers with accidents, and young drivers.Auto Insurance Prices in and Around Bakersfield
What Influences the Cost of Car Insurance in Bakersfield?
On average, car insurance in Bakersfield is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Bakersfield is 30 minutes, which is about the national average for a driver in the state.
- Missouri state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Bakersfield are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Bakersfield has an average population density in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Bakersfield is $91 per month for minimum coverage and $149 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Udall: Insurance costs 0.34% more
- Leota: Insurance costs 3.08% more
- Caulfield: Insurance costs 3.20% more
- Elijah: Insurance costs 0.50% more
- Gepp: Insurance costs 1.63% less
- Gamaliel: Insurance costs 6.06% less
- Moody: Insurance costs 2.24% more
- Tecumseh: Insurance costs 0.56% more
- Howards Ridge: Insurance costs 0.28% more
- Clarkridge: Insurance costs 8.19% less
Cities with Similar Populations
- Zia Pueblo: Insurance costs 13.80% less
- Westwood: Insurance costs 39.37% less
- West Berkshire: Insurance costs 32.98% less
- San Simeon: Insurance costs 2.24% less
- Wyndmere: Insurance costs 23.61% less
- Ashford: Insurance costs 22.77% less
- Yelvington: Insurance costs 14.53% more
- Alder Creek: Insurance costs 18.17% more
- Rudd: Insurance costs 31.52% less
- Ruble: Insurance costs 1.79% more