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Get Cheap Car Insurance in Caulfield, MO
We monitor insurance prices, helping the average driver in Caulfield save up to 28.5% on car insurance.
The Cheapest Minimum Coverage in Caulfield
The chart below shows the cheapest car insurance company in Caulfield for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Travelers, Safeco Insurance, and Clearcover.
| Caulfield Insurer | Monthly Cost |
|---|---|
| State Farm | $70 |
| Travelers | $70 |
| Safeco Insurance | $71 |
| Clearcover | $76 |
Savings for Every Kind of Caulfield Driver
Based on our extensive insurance data, we know the average Caulfield driver will save about 27% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $497 per year by choosing the right vehicle insurance company. Some Caulfield residents are paying out over $1,840 extra every year for auto insurance in Caulfield. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Caulfield, MO Savings / Yr. |
|---|---|
$497 |
|
$693 |
|
$633 |
|
$709 |
|
$1,496 |
|
$386 |
|
$593 |
Caulfield Car Insurance vs. Missouri
People living in Caulfield pay an average of 2.18% more than the typical driver in the state. The average driver in Caulfield can expect to pay about $1,133 per year, or $1,840 for full coverage.
Based on our analysis, Clearcover will be the cheapest provider in Caulfield for most people.
Car Insurance Prices by Caulfield Neighborhood
Insurance Prices
Where is insurance cheapest within Caulfield?
The map shows insurance prices in and around Caulfield, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $88 per year within the city boundaries, with insurance premiums ranging from a high of $1,851 to a low of $1,763. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the West parts of Caulfield.Pick the Best Car Insurance Company for You in Caulfield
The best car insurance provider for most drivers in Caulfield
For drivers with clean driving records and no major strikes, Clearcover is the best option, with annual savings of $497 over the average Caulfield car insurance company.
The best car insurance provider for Caulfield drivers with accidents on their records
In our analysis, Travelers saved the average person who had been in an accident the most, with annual savings averaging $693 over the competition.
The best car insurance company for Caulfield drivers with speeding tickets
>Clearcover gave the average person with a speeding ticket the most savings, averaging $633 better than other car insurance companies.
The best auto insurance for Caulfield drivers with a DUI conviction
Getting a quote from Clearcover may cost the average person with a DUI about $709 less each year.
The least expensive car insurance company for new and young drivers in Caulfield
In Caulfield, Travelers costs young drivers $1,496 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Caulfield
State Farm gave the largest car insurance discounts to married couples, averaging $386 saved each year compared to an average Caulfield couple's premiums.
The cheapest car insurance in Caulfield for drivers with bad credit
The best Caulfield car insurance company for customer service
Recent price drops
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The cheapest large national provider in Caulfield
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Caulfield driver can expect to pay about $114 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Caulfield, USAA has the best prices for drivers with speeding tickets, drivers with bad credit, drivers with a DUI conviction, married couples, good drivers, drivers with accidents, and young drivers.Auto Insurance Prices in and Around Caulfield
What Influences the Cost of Car Insurance in Caulfield?
On average, car insurance in Caulfield is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Caulfield is 34 minutes, which is about the national average for a driver in the state.
- Missouri state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Caulfield are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Caulfield is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Caulfield is $94 per month for minimum coverage and $153 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
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- Lebo: Insurance costs 4.13% less
- Udall: Insurance costs 2.77% less
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Cities with Similar Populations
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