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Get Cheap Car Insurance in Bala-Cynwyd, PA
We monitor insurance prices, helping the average driver in Bala-Cynwyd save up to 35.9% on car insurance.
The Cheapest Minimum Coverage in Bala-Cynwyd
The chart below shows the cheapest car insurance company in Bala-Cynwyd for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Metromile, Travelers, and State Farm.
| Bala-Cynwyd Insurer | Monthly Cost |
|---|---|
| Kemper | $54 |
| Metromile | $54 |
| Travelers | $55 |
| State Farm | $57 |
Savings for Every Kind of Bala-Cynwyd Driver
Based on our extensive insurance data, we know the average Bala-Cynwyd driver will save about 28% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $412 per year by choosing the right vehicle insurance company. Some Bala-Cynwyd residents are paying out over $1,470 extra every year for auto insurance in Bala-Cynwyd. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Bala-Cynwyd, PA Savings / Yr. |
|---|---|
$412 |
|
$730 |
|
$558 |
|
$665 |
|
$1,703 |
|
$295 |
|
$527 |
Bala-Cynwyd Car Insurance vs. Pennsylvania
People living in Bala-Cynwyd pay an average of 3.09% more than the typical driver in the state. The average driver in Bala-Cynwyd can expect to pay about $911 per year, or $1,470 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Bala-Cynwyd for most people.
Car Insurance Prices by Bala-Cynwyd Neighborhood
Insurance Prices
Where is insurance cheapest within Bala-Cynwyd?
The map shows insurance prices in and around Bala-Cynwyd, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $277 per year within the city boundaries, with insurance premiums ranging from a high of $1,624 to a low of $1,347. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the East parts of Bala-Cynwyd.Pick the Best Car Insurance Company for You in Bala-Cynwyd
The best car insurance provider for most drivers in Bala-Cynwyd
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $412 over the average Bala-Cynwyd car insurance company.
The best car insurance provider for Bala-Cynwyd drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $730 over the competition.
The best car insurance company for Bala-Cynwyd drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $558 better than other car insurance companies.
The best auto insurance for Bala-Cynwyd drivers with a DUI conviction
Getting a quote from Clearcover may cost the average person with a DUI about $665 less each year.
The least expensive car insurance company for new and young drivers in Bala-Cynwyd
In Bala-Cynwyd, Travelers costs young drivers $1,703 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Bala-Cynwyd
State Farm gave the largest car insurance discounts to married couples, averaging $295 saved each year compared to an average Bala-Cynwyd couple's premiums.
The cheapest car insurance in Bala-Cynwyd for drivers with bad credit
The best Bala-Cynwyd car insurance company for customer service
Nationwide was the best company for customer service in Bala-Cynwyd according to the NAIC.
Recent price drops
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The cheapest large national provider in Bala-Cynwyd
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Bala-Cynwyd driver can expect to pay about $86 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Bala-Cynwyd, USAA has the best prices for drivers with speeding tickets, young drivers, drivers with a DUI conviction, drivers with bad credit, good drivers, drivers with accidents, and married couples.Auto Insurance Prices in and Around Bala-Cynwyd
What Influences the Cost of Car Insurance in Bala-Cynwyd?
On average, car insurance in Bala-Cynwyd is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Bala-Cynwyd is 35 minutes, which is a little more than average for a driver in the state.
- Pennsylvania state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Bala-Cynwyd are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- Bala-Cynwyd is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Bala-Cynwyd is $76 per month for minimum coverage and $123 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Merion Station: Insurance costs 1.56% less
- Narberth: Insurance costs 0.48% less
- Wynnewood: Insurance costs 1.09% more
- Ardmore: Insurance costs 1.16% more
- Millbourne: Insurance costs 25.03% more
- Gladwyne: Insurance costs 4.49% less
- Haverford: Insurance costs 3.95% less
- Upper Darby: Insurance costs 20.54% more
- Havertown: Insurance costs 0.75% less
- East Lansdowne: Insurance costs 18.84% more
Cities with Similar Populations
- Sykesville: Insurance costs 23.67% more
- Lake Park: Insurance costs 115.17% more
- Honesdale: Insurance costs 4.90% less
- Shelley: Insurance costs 25.85% less
- Williamston: Insurance costs 86.67% more
- Bithlo: Insurance costs 71.02% more
- Birch Bay: Insurance costs 3.20% less
- Hebron: Insurance costs 24.56% more
- Westlake: Insurance costs 96.12% more
- Havana: Insurance costs 69.18% more