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Get Cheap Car Insurance in Upper Darby, PA
We monitor insurance prices, helping the average driver in Upper Darby save up to 35.9% on car insurance.
The Cheapest Minimum Coverage in Upper Darby
The chart below shows the cheapest car insurance company in Upper Darby for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Metromile, Travelers, and State Farm.
| Upper Darby Insurer | Monthly Cost |
|---|---|
| Kemper | $65 |
| Metromile | $65 |
| Travelers | $66 |
| State Farm | $69 |
Savings for Every Kind of Upper Darby Driver
Based on our extensive insurance data, we know the average Upper Darby driver will save about 28% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $497 per year by choosing the right vehicle insurance company. Some Upper Darby residents are paying out over $1,772 extra every year for auto insurance in Upper Darby. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Upper Darby, PA Savings / Yr. |
|---|---|
$497 |
|
$880 |
|
$672 |
|
$801 |
|
$2,052 |
|
$355 |
|
$635 |
Upper Darby Car Insurance vs. Pennsylvania
People living in Upper Darby pay an average of 24.24% more than the typical driver in the state. The average driver in Upper Darby can expect to pay about $1,098 per year, or $1,772 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Upper Darby for most people.
Car Insurance Prices by Upper Darby Neighborhood
Insurance Prices
Where is insurance cheapest within Upper Darby?
The map shows insurance prices in and around Upper Darby, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $561 per year within the city boundaries, with insurance premiums ranging from a high of $1,974 to a low of $1,413. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the West parts of Upper Darby.Pick the Best Car Insurance Company for You in Upper Darby
The best car insurance provider for most drivers in Upper Darby
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $497 over the average Upper Darby car insurance company.
The best car insurance provider for Upper Darby drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $880 over the competition.
The best car insurance company for Upper Darby drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $672 better than other car insurance companies.
The best auto insurance for Upper Darby drivers with a DUI conviction
Getting a quote from Clearcover may cost the average person with a DUI about $801 less each year.
The least expensive car insurance company for new and young drivers in Upper Darby
In Upper Darby, Travelers costs young drivers $2,052 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Upper Darby
State Farm gave the largest car insurance discounts to married couples, averaging $355 saved each year compared to an average Upper Darby couple's premiums.
The cheapest car insurance in Upper Darby for drivers with bad credit
The best Upper Darby car insurance company for customer service
Nationwide was the best company for customer service in Upper Darby according to the NAIC.
Recent price drops
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The cheapest large national provider in Upper Darby
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Upper Darby driver can expect to pay about $86 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Upper Darby, USAA has the best prices for drivers with speeding tickets, young drivers, drivers with a DUI conviction, drivers with bad credit, good drivers, drivers with accidents, and married couples.Auto Insurance Prices in and Around Upper Darby
What Influences the Cost of Car Insurance in Upper Darby?
On average, car insurance in Upper Darby is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Upper Darby is 41 minutes, which is far more than average for a driver in the state.
- Pennsylvania state insurance regulations may allow for lower prices.
- An average of 10 to 11 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Upper Darby are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Upper Darby is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Upper Darby is $92 per month for minimum coverage and $148 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Millbourne: Insurance costs 3.72% more
- East Lansdowne: Insurance costs 1.41% less
- Lansdowne: Insurance costs 2.09% less
- Drexel Hill: Insurance costs 14.33% less
- Yeadon: Insurance costs 3.78% more
- Darby: Insurance costs 5.98% more
- Havertown: Insurance costs 17.66% less
- Aldan: Insurance costs 12.02% less
- Wynnewood: Insurance costs 16.14% less
- Clifton Heights: Insurance costs 13.43% less
Cities with Similar Populations
- Shelton: Insurance costs 12.19% more
- Hallandale Beach: Insurance costs 84.42% more
- Hermitage: Insurance costs 15.58% less
- Hope Mills: Insurance costs 22.46% less
- Howell: Insurance costs 0.17% more
- Keizer: Insurance costs 10.50% less
- La Porte: Insurance costs 33.80% less
- La Vergne: Insurance costs 13.37% less
- Ladson: Insurance costs 1.19% more
- Lincoln Park: Insurance costs 85.05% more