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Get Cheap Car Insurance in Barnes, KS
We monitor insurance prices, helping the average driver in Barnes save up to 29.5% on car insurance.
The Cheapest Minimum Coverage in Barnes
The chart below shows the cheapest car insurance company in Barnes for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Kemper, Farm Bureau, and Travelers.
| Barnes Insurer | Monthly Cost |
|---|---|
| State Farm | $51 |
| Kemper | $52 |
| Farm Bureau | $54 |
| Travelers | $55 |
Savings for Every Kind of Barnes Driver
Based on our extensive insurance data, we know the average Barnes driver will save about 24% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $361 per year by choosing the right vehicle insurance company. Some Barnes residents are paying out over $1,521 extra every year for auto insurance in Barnes. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Barnes, KS Savings / Yr. |
|---|---|
$361 |
|
$574 |
|
$410 |
|
$672 |
|
$1,310 |
|
$334 |
|
$730 |
Barnes Car Insurance vs. Kansas
People living in Barnes pay an average of 2.80% less than the typical driver in the state. The average driver in Barnes can expect to pay about $819 per year, or $1,521 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Barnes for most people.
Car Insurance Prices by Barnes Neighborhood
Insurance Prices
Where is insurance cheapest within Barnes?
The map shows insurance prices in and around Barnes, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $14 per year within the city boundaries, with insurance premiums ranging from a high of $1,528 to a low of $1,514. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Southwest parts of Barnes.Pick the Best Car Insurance Company for You in Barnes
The best car insurance provider for most drivers in Barnes
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $361 over the average Barnes car insurance company.
The best car insurance provider for Barnes drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $574 over the competition.
The best car insurance company for Barnes drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $410 better than other car insurance companies.
The best auto insurance for Barnes drivers with a DUI conviction
Getting a quote from Dairyland may cost the average person with a DUI about $672 less each year.
The least expensive car insurance company for new and young drivers in Barnes
In Barnes, Geico costs young drivers $1,310 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Barnes
State Farm gave the largest car insurance discounts to married couples, averaging $334 saved each year compared to an average Barnes couple's premiums.
The cheapest car insurance in Barnes for drivers with bad credit
The best Barnes car insurance company for customer service
Recent price drops
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The cheapest large national provider in Barnes
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Barnes driver can expect to pay about $100 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Barnes, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, drivers with accidents, drivers with a DUI conviction, and married couples.Auto Insurance Prices in and Around Barnes
What Influences the Cost of Car Insurance in Barnes?
On average, car insurance in Barnes is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Barnes is 22 minutes, which is a little less than average for a driver in the state.
- Kansas state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Barnes are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- Barnes is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Barnes is $68 per month for minimum coverage and $127 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Waterville: Insurance costs 0.46% more
- Greenleaf: Insurance costs 1.18% more
- Kimeo: Insurance costs 0.07% less
- Blue Rapids: Insurance costs 0.99% more
- Linn: Insurance costs 0.46% more
- Washington: Insurance costs 2.17% more
- Hanover: Insurance costs 0.72% more
- Lanham: Insurance costs 0.72% more
- Herkimer: Insurance costs 0.66% less
- Marysville: Insurance costs 0.59% less
Cities with Similar Populations
- Denniston: Insurance costs 48.92% more
- Linville: Insurance costs 96.19% more
- Rix Mills: Insurance costs 27.02% less
- Richter: Insurance costs 0.79% more
- Reydon: Insurance costs 11.77% more
- Logsden: Insurance costs 7.43% less
- Lomax: Insurance costs 1.31% more
- Degnan: Insurance costs 10.52% more
- Del Sur: Insurance costs 33.07% more
- Lookout: Insurance costs 1.78% less