Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Lanham, KS
We monitor insurance prices, helping the average driver in Lanham save up to 29.5% on car insurance.
The Cheapest Minimum Coverage in Lanham
The chart below shows the cheapest car insurance company in Lanham for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Kemper, Farm Bureau, and Travelers.
| Lanham Insurer | Monthly Cost |
|---|---|
| State Farm | $51 |
| Kemper | $52 |
| Farm Bureau | $55 |
| Travelers | $56 |
Savings for Every Kind of Lanham Driver
Based on our extensive insurance data, we know the average Lanham driver will save about 24% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $363 per year by choosing the right vehicle insurance company. Some Lanham residents are paying out over $1,532 extra every year for auto insurance in Lanham. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Lanham, KS Savings / Yr. |
|---|---|
$363 |
|
$578 |
|
$413 |
|
$676 |
|
$1,319 |
|
$337 |
|
$735 |
Lanham Car Insurance vs. Kansas
People living in Lanham pay an average of 2.13% less than the typical driver in the state. The average driver in Lanham can expect to pay about $825 per year, or $1,532 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Lanham for most people.
Car Insurance Prices by Lanham Neighborhood
Insurance Prices
Where is insurance cheapest within Lanham?
The map shows insurance prices in and around Lanham, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $22 per year within the city boundaries, with insurance premiums ranging from a high of $1,552 to a low of $1,530. Insurance prices tend to be higher for those living in the West area, and lower for those with homes in the Central parts of Lanham.Pick the Best Car Insurance Company for You in Lanham
The best car insurance provider for most drivers in Lanham
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $363 over the average Lanham car insurance company.
The best car insurance provider for Lanham drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $578 over the competition.
The best car insurance company for Lanham drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $413 better than other car insurance companies.
The best auto insurance for Lanham drivers with a DUI conviction
Getting a quote from Dairyland may cost the average person with a DUI about $676 less each year.
The least expensive car insurance company for new and young drivers in Lanham
In Lanham, Geico costs young drivers $1,319 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Lanham
State Farm gave the largest car insurance discounts to married couples, averaging $337 saved each year compared to an average Lanham couple's premiums.
The cheapest car insurance in Lanham for drivers with bad credit
The best Lanham car insurance company for customer service
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Lanham, which was better than other insurers.
The cheapest large national provider in Lanham
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Lanham driver can expect to pay about $100 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Lanham, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, drivers with accidents, drivers with a DUI conviction, and married couples.Auto Insurance Prices in and Around Lanham
What Influences the Cost of Car Insurance in Lanham?
On average, car insurance in Lanham is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Kansas state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Lanham are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- Lanham has an average population density in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Lanham is $69 per month for minimum coverage and $128 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Hanover: Insurance costs the same
- Bremen: Insurance costs 0.85% less
- Hollenberg: Insurance costs 1.17% more
- Herkimer: Insurance costs 1.37% less
- Odell: Insurance costs 7.25% less
- Washington: Insurance costs 1.44% more
- Steele City: Insurance costs 9.14% less
- Marysville: Insurance costs 1.31% less
- Barnes: Insurance costs 0.72% less
- Greenleaf: Insurance costs 0.46% more
Cities with Similar Populations
- Riverside Park: Insurance costs 9.20% less
- Mc Naughton: Insurance costs 22.98% less
- McAlevys Fort: Insurance costs 14.69% less
- McCauley: Insurance costs 6.85% less
- McClellan Park: Insurance costs 46.34% more
- McCord Bend: Insurance costs 15.99% more
- McCutchens Crossroads: Insurance costs 9.27% more
- McFarlan: Insurance costs 14.82% less
- McGowan: Insurance costs 40.01% more
- Mchenry: Insurance costs 7.38% less