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Get Cheap Car Insurance in Bastrop, LA
We monitor insurance prices, helping the average driver in Bastrop save up to 33.9% on car insurance.
The Cheapest Minimum Coverage in Bastrop
The chart below shows the cheapest car insurance company in Bastrop for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by State Farm, Safeco Insurance, and Clearcover.
| Bastrop Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $116 |
| State Farm | $136 |
| Safeco Insurance | $138 |
| Clearcover | $152 |
Savings for Every Kind of Bastrop Driver
Based on our extensive insurance data, we know the average Bastrop driver will save about 28% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $885 per year by choosing the right vehicle insurance company. Some Bastrop residents are paying out over $3,183 extra every year for auto insurance in Bastrop. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Bastrop, LA Savings / Yr. |
|---|---|
$885 |
|
$1,553 |
|
$1,105 |
|
$1,667 |
|
$2,644 |
|
$821 |
|
$1,411 |
Bastrop Car Insurance vs. Louisiana
People living in Bastrop pay an average of 5.65% more than the typical driver in the state. The average driver in Bastrop can expect to pay about $2,014 per year, or $3,183 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Bastrop for most people.
Car Insurance Prices by Bastrop Neighborhood
Insurance Prices
Where is insurance cheapest within Bastrop?
The map shows insurance prices in and around Bastrop, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $495 per year within the city boundaries, with insurance premiums ranging from a high of $3,476 to a low of $2,981. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Southeast parts of Bastrop.Pick the Best Car Insurance Company for You in Bastrop
The best car insurance provider for most drivers in Bastrop
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $885 over the average Bastrop car insurance company.
The best car insurance provider for Bastrop drivers with accidents on their records
In our analysis, Farm Bureau saved the average person who had been in an accident the most, with annual savings averaging $1,553 over the competition.
The best car insurance company for Bastrop drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $1,105 better than other car insurance companies.
The best auto insurance for Bastrop drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $1,667 less each year.
The least expensive car insurance company for new and young drivers in Bastrop
In Bastrop, Farm Bureau costs young drivers $2,644 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Bastrop
Farm Bureau gave the largest car insurance discounts to married couples, averaging $821 saved each year compared to an average Bastrop couple's premiums.
The cheapest car insurance in Bastrop for drivers with bad credit
The best Bastrop car insurance company for customer service
Recent price drops
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The cheapest large national provider in Bastrop
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Bastrop driver can expect to pay about $222 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Bastrop, USAA has the best prices for drivers with speeding tickets, young drivers, drivers with bad credit, drivers with accidents, good drivers, drivers with a DUI conviction, and married couples.Auto Insurance Prices in and Around Bastrop
What Influences the Cost of Car Insurance in Bastrop?
On average, car insurance in Bastrop is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Louisiana state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Bastrop are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Bastrop is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Bastrop is $168 per month for minimum coverage and $265 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Sheltons: Insurance costs 4.34% less
- Upland: Insurance costs 5.12% less
- Wardville: Insurance costs 3.68% less
- Collinston: Insurance costs 5.47% less
- Mer Rouge: Insurance costs 5.37% less
- Sterlington: Insurance costs 4.78% less
- Fowler: Insurance costs 5.50% less
- Twin Oaks: Insurance costs 6.47% less
- Haile: Insurance costs 5.18% less
- Spencer: Insurance costs 4.15% less
Cities with Similar Populations
- Charles Town: Insurance costs 54.51% less
- Madisonville: Insurance costs 3.39% less
- Madison: Insurance costs 39.77% less
- Holly Springs: Insurance costs 42.57% less
- Gaston: Insurance costs 46.91% less
- Emmaus: Insurance costs 57.08% less
- Tinton Falls: Insurance costs 44.11% less
- Voorhees: Insurance costs 41.94% less
- Charlestown: Insurance costs 40.75% less
- Southbury: Insurance costs 39.55% less