Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Collinston, LA
We monitor insurance prices, helping the average driver in Collinston save up to 33.9% on car insurance.
The Cheapest Minimum Coverage in Collinston
The chart below shows the cheapest car insurance company in Collinston for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by State Farm, Safeco Insurance, and Clearcover.
| Collinston Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $109 |
| State Farm | $129 |
| Safeco Insurance | $130 |
| Clearcover | $144 |
Savings for Every Kind of Collinston Driver
Based on our extensive insurance data, we know the average Collinston driver will save about 28% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $837 per year by choosing the right vehicle insurance company. Some Collinston residents are paying out over $3,009 extra every year for auto insurance in Collinston. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Collinston, LA Savings / Yr. |
|---|---|
$837 |
|
$1,468 |
|
$1,045 |
|
$1,576 |
|
$2,500 |
|
$776 |
|
$1,334 |
Collinston Car Insurance vs. Louisiana
People living in Collinston pay an average of 0.12% less than the typical driver in the state. The average driver in Collinston can expect to pay about $1,904 per year, or $3,009 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Collinston for most people.
Car Insurance Prices by Collinston Neighborhood
Insurance Prices
Where is insurance cheapest within Collinston?
The map shows insurance prices in and around Collinston, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $25 per year within the city boundaries, with insurance premiums ranging from a high of $3,017 to a low of $2,992. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the Southwest parts of Collinston.Pick the Best Car Insurance Company for You in Collinston
The best car insurance provider for most drivers in Collinston
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $837 over the average Collinston car insurance company.
The best car insurance provider for Collinston drivers with accidents on their records
In our analysis, Farm Bureau saved the average person who had been in an accident the most, with annual savings averaging $1,468 over the competition.
The best car insurance company for Collinston drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $1,045 better than other car insurance companies.
The best auto insurance for Collinston drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $1,576 less each year.
The least expensive car insurance company for new and young drivers in Collinston
In Collinston, Farm Bureau costs young drivers $2,500 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Collinston
Farm Bureau gave the largest car insurance discounts to married couples, averaging $776 saved each year compared to an average Collinston couple's premiums.
The cheapest car insurance in Collinston for drivers with bad credit
The best Collinston car insurance company for customer service
Nationwide was the best company for customer service in Collinston according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Collinston, which was better than other insurers.
The cheapest large national provider in Collinston
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Collinston driver can expect to pay about $222 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Collinston, USAA has the best prices for drivers with speeding tickets, young drivers, drivers with bad credit, drivers with accidents, good drivers, drivers with a DUI conviction, and married couples.Auto Insurance Prices in and Around Collinston
What Influences the Cost of Car Insurance in Collinston?
On average, car insurance in Collinston is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Collinston is 28 minutes, which is far less than average for a driver in the state.
- Louisiana state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Collinston are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- Collinston has an average population density in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Collinston is $159 per month for minimum coverage and $251 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Upland: Insurance costs 0.37% more
- Fowler: Insurance costs 0.03% less
- Bastrop: Insurance costs 5.78% more
- Sterlington: Insurance costs 0.73% more
- Mer Rouge: Insurance costs 0.10% more
- Oak Ridge: Insurance costs 1.46% less
- North Monroe: Insurance costs 3.36% more
- Crew Lake: Insurance costs 0.10% more
- Jonesburg: Insurance costs 0.47% less
- Wall Lake: Insurance costs 1.10% less
Cities with Similar Populations
- New Sharon: Insurance costs 59.55% less
- Withee: Insurance costs 61.91% less
- Westlake: Insurance costs 43.00% less
- Waverly: Insurance costs 51.11% less
- Waldo: Insurance costs 64.51% less
- Vanderbilt: Insurance costs 12.36% less
- Valley Falls: Insurance costs 49.22% less
- Union City: Insurance costs 44.33% less
- Tomkins Cove: Insurance costs 19.01% less
- Arlington: Insurance costs 54.37% less