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Get Cheap Car Insurance in North Monroe, LA
We monitor insurance prices, helping the average driver in North Monroe save up to 33.9% on car insurance.
The Cheapest Minimum Coverage in North Monroe
The chart below shows the cheapest car insurance company in North Monroe for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by State Farm, Safeco Insurance, and Clearcover.
| North Monroe Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $113 |
| State Farm | $133 |
| Safeco Insurance | $134 |
| Clearcover | $149 |
Savings for Every Kind of North Monroe Driver
Based on our extensive insurance data, we know the average North Monroe driver will save about 28% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $865 per year by choosing the right vehicle insurance company. Some North Monroe residents are paying out over $3,110 extra every year for auto insurance in North Monroe. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
North Monroe, LA Savings / Yr. |
|---|---|
$865 |
|
$1,517 |
|
$1,080 |
|
$1,629 |
|
$2,584 |
|
$802 |
|
$1,379 |
North Monroe Car Insurance vs. Louisiana
People living in North Monroe pay an average of 3.22% more than the typical driver in the state. The average driver in North Monroe can expect to pay about $1,967 per year, or $3,110 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in North Monroe for most people.
Car Insurance Prices by North Monroe Neighborhood
Insurance Prices
Where is insurance cheapest within North Monroe?
The map shows insurance prices in and around North Monroe, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $281 per year within the city boundaries, with insurance premiums ranging from a high of $3,185 to a low of $2,904. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Northwest parts of North Monroe.Pick the Best Car Insurance Company for You in North Monroe
The best car insurance provider for most drivers in North Monroe
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $865 over the average North Monroe car insurance company.
The best car insurance provider for North Monroe drivers with accidents on their records
In our analysis, Farm Bureau saved the average person who had been in an accident the most, with annual savings averaging $1,517 over the competition.
The best car insurance company for North Monroe drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $1,080 better than other car insurance companies.
The best auto insurance for North Monroe drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $1,629 less each year.
The least expensive car insurance company for new and young drivers in North Monroe
In North Monroe, Farm Bureau costs young drivers $2,584 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in North Monroe
Farm Bureau gave the largest car insurance discounts to married couples, averaging $802 saved each year compared to an average North Monroe couple's premiums.
The cheapest car insurance in North Monroe for drivers with bad credit
The best North Monroe car insurance company for customer service
Nationwide was the best company for customer service in North Monroe according to the NAIC.
Recent price drops
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The cheapest large national provider in North Monroe
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average North Monroe driver can expect to pay about $222 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In North Monroe, USAA has the best prices for drivers with speeding tickets, young drivers, drivers with bad credit, drivers with accidents, good drivers, drivers with a DUI conviction, and married couples.Auto Insurance Prices in and Around North Monroe
What Influences the Cost of Car Insurance in North Monroe?
On average, car insurance in North Monroe is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Louisiana state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in North Monroe are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- North Monroe is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in North Monroe is $164 per month for minimum coverage and $259 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Monroe: Insurance costs 1.83% more
- Fowler: Insurance costs 3.28% less
- Sicard: Insurance costs 2.73% less
- Wall Lake: Insurance costs 4.31% less
- Crew Lake: Insurance costs 3.15% less
- Sterlington: Insurance costs 2.54% less
- Richwood: Insurance costs 1.96% less
- Claiborne: Insurance costs 2.60% less
- Brownsville: Insurance costs 3.09% less
- West Monroe: Insurance costs 2.25% less
Cities with Similar Populations
- Sterling: Insurance costs 38.14% less
- Fremont: Insurance costs 64.47% less
- Germansville: Insurance costs 56.98% less
- Guttenberg: Insurance costs 60.10% less
- Hammondsport: Insurance costs 34.08% less
- Pequea: Insurance costs 57.49% less
- Petersburg: Insurance costs 31.70% less
- South Boardman: Insurance costs 6.98% less
- Sparta: Insurance costs 33.63% less
- Star Prairie: Insurance costs 61.54% less