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Get Cheap Car Insurance in Bates City, MO
We monitor insurance prices, helping the average driver in Bates City save up to 28.5% on car insurance.
The Cheapest Minimum Coverage in Bates City
The chart below shows the cheapest car insurance company in Bates City for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Travelers, Safeco Insurance, and Clearcover.
| Bates City Insurer | Monthly Cost |
|---|---|
| State Farm | $68 |
| Travelers | $68 |
| Safeco Insurance | $69 |
| Clearcover | $74 |
Savings for Every Kind of Bates City Driver
Based on our extensive insurance data, we know the average Bates City driver will save about 27% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $484 per year by choosing the right vehicle insurance company. Some Bates City residents are paying out over $1,795 extra every year for auto insurance in Bates City. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Bates City, MO Savings / Yr. |
|---|---|
$484 |
|
$676 |
|
$618 |
|
$692 |
|
$1,459 |
|
$377 |
|
$578 |
Bates City Car Insurance vs. Missouri
People living in Bates City pay an average of 0.36% less than the typical driver in the state. The average driver in Bates City can expect to pay about $1,105 per year, or $1,795 for full coverage.
Based on our analysis, Clearcover will be the cheapest provider in Bates City for most people.
Car Insurance Prices by Bates City Neighborhood
Insurance Prices
Where is insurance cheapest within Bates City?
The map shows insurance prices in and around Bates City, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $74 per year within the city boundaries, with insurance premiums ranging from a high of $1,827 to a low of $1,753. Insurance prices tend to be higher for those living in the West area, and lower for those with homes in the North parts of Bates City.Pick the Best Car Insurance Company for You in Bates City
The best car insurance provider for most drivers in Bates City
For drivers with clean driving records and no major strikes, Clearcover is the best option, with annual savings of $484 over the average Bates City car insurance company.
The best car insurance provider for Bates City drivers with accidents on their records
In our analysis, Travelers saved the average person who had been in an accident the most, with annual savings averaging $676 over the competition.
The best car insurance company for Bates City drivers with speeding tickets
>Clearcover gave the average person with a speeding ticket the most savings, averaging $618 better than other car insurance companies.
The best auto insurance for Bates City drivers with a DUI conviction
Getting a quote from Clearcover may cost the average person with a DUI about $692 less each year.
The least expensive car insurance company for new and young drivers in Bates City
In Bates City, Travelers costs young drivers $1,459 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Bates City
State Farm gave the largest car insurance discounts to married couples, averaging $377 saved each year compared to an average Bates City couple's premiums.
The cheapest car insurance in Bates City for drivers with bad credit
The best Bates City car insurance company for customer service
Nationwide was the best company for customer service in Bates City according to the NAIC.
Recent price drops
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The cheapest large national provider in Bates City
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Bates City driver can expect to pay about $114 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Bates City, USAA has the best prices for drivers with speeding tickets, drivers with bad credit, drivers with a DUI conviction, married couples, good drivers, drivers with accidents, and young drivers.Auto Insurance Prices in and Around Bates City
What Influences the Cost of Car Insurance in Bates City?
On average, car insurance in Bates City is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Missouri state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Bates City are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- Bates City is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Bates City is $92 per month for minimum coverage and $150 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Sni Mills: Insurance costs 1.62% more
- Chapel Hill: Insurance costs 1.00% less
- Oak Grove: Insurance costs 1.89% less
- Lake Lafayette: Insurance costs 0.84% less
- Odessa: Insurance costs 0.56% less
- Lone Jack: Insurance costs 1.17% less
- Pittsville: Insurance costs 1.45% less
- Tarsney Lakes: Insurance costs 1.11% less
- Grain Valley: Insurance costs 1.11% more
- Napoleon: Insurance costs 2.12% less
Cities with Similar Populations
- Zellwood: Insurance costs 37.60% more
- Baird: Insurance costs 7.47% less
- Star Valley: Insurance costs 4.68% less
- Fillmore: Insurance costs 24.62% less
- Augusta: Insurance costs 36.10% less
- Theresa: Insurance costs 14.32% more
- Rio Vista: Insurance costs 10.14% less
- Pylesville: Insurance costs 2.17% more
- Pigeon: Insurance costs 57.33% more
- Odon: Insurance costs 33.98% less