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Get Cheap Car Insurance in Bates, OR
We monitor insurance prices, helping the average driver in Bates save up to 34.7% on car insurance.
The Cheapest Minimum Coverage in Bates
The chart below shows the cheapest car insurance company in Bates for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by State Farm, Country Financial, and Travelers.
| Bates Insurer | Monthly Cost |
|---|---|
| Metromile | $59 |
| State Farm | $59 |
| Country Financial | $66 |
| Travelers | $68 |
Savings for Every Kind of Bates Driver
Based on our extensive insurance data, we know the average Bates driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $437 per year by choosing the right vehicle insurance company. Some Bates residents are paying out over $1,376 extra every year for auto insurance in Bates. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Bates, OR Savings / Yr. |
|---|---|
$437 |
|
$650 |
|
$530 |
|
$596 |
|
$1,581 |
|
$427 |
|
$509 |
Bates Car Insurance vs. Oregon
People living in Bates pay an average of 8.78% less than the typical driver in the state. The average driver in Bates can expect to pay about $1,062 per year, or $1,376 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Bates for most people.
Car Insurance Prices by Bates Neighborhood
Insurance Prices
Where is insurance cheapest within Bates?
The map shows insurance prices in and around Bates, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $18 per year within the city boundaries, with insurance premiums ranging from a high of $1,380 to a low of $1,362. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the East parts of Bates.Pick the Best Car Insurance Company for You in Bates
The best car insurance provider for most drivers in Bates
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $437 over the average Bates car insurance company.
The best car insurance provider for Bates drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $650 over the competition.
The best car insurance company for Bates drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $530 better than other car insurance companies.
The best auto insurance for Bates drivers with a DUI conviction
Getting a quote from Mile Auto may cost the average person with a DUI about $596 less each year.
The least expensive car insurance company for new and young drivers in Bates
In Bates, Country Financial costs young drivers $1,581 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Bates
State Farm gave the largest car insurance discounts to married couples, averaging $427 saved each year compared to an average Bates couple's premiums.
The cheapest car insurance in Bates for drivers with bad credit
The best Bates car insurance company for customer service
Recent price drops
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The cheapest large national provider in Bates
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Bates driver can expect to pay about $97 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Bates, USAA has the best prices for drivers with a DUI conviction, drivers with bad credit, good drivers, drivers with speeding tickets, young drivers, married couples, and drivers with accidents.Auto Insurance Prices in and Around Bates
What Influences the Cost of Car Insurance in Bates?
On average, car insurance in Bates is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Bates is 25 minutes, which is a little less than average for a driver in the state.
- Oregon state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Bates are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Bates is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Bates is $88 per month for minimum coverage and $115 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Austin Junction: Insurance costs 0.58% less
- Prairie City: Insurance costs 0.51% less
- Granite: Insurance costs 0.29% more
- Sumpter: Insurance costs 0.65% less
- Unity: Insurance costs 0.73% less
- John Day: Insurance costs 1.82% less
- Canyon City: Insurance costs 1.53% less
- Long Creek: Insurance costs 1.09% more
- Ritter: Insurance costs 1.38% less
- Hereford: Insurance costs 0.73% less
Cities with Similar Populations
- Little Italy: Insurance costs 6.47% more
- Meadowville: Insurance costs 1.60% less
- McCredie Springs: Insurance costs 2.83% more
- Mayna: Insurance costs 117.95% more
- Matinicus: Insurance costs 29.00% less
- Maple Creek: Insurance costs 32.27% more
- Mankins: Insurance costs 28.05% more
- Lower Oswegatchie: Insurance costs 62.21% more
- Lowell: Insurance costs 17.08% less
- Lomond Shore: Insurance costs 94.40% more