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Get Cheap Car Insurance in John Day, OR
We monitor insurance prices, helping the average driver in John Day save up to 34.7% on car insurance.
The Cheapest Minimum Coverage in John Day
The chart below shows the cheapest car insurance company in John Day for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by State Farm, Country Financial, and Travelers.
| John Day Insurer | Monthly Cost |
|---|---|
| Metromile | $58 |
| State Farm | $58 |
| Country Financial | $65 |
| Travelers | $67 |
Savings for Every Kind of John Day Driver
Based on our extensive insurance data, we know the average John Day driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $429 per year by choosing the right vehicle insurance company. Some John Day residents are paying out over $1,351 extra every year for auto insurance in John Day. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
John Day, OR Savings / Yr. |
|---|---|
$429 |
|
$639 |
|
$521 |
|
$585 |
|
$1,553 |
|
$419 |
|
$500 |
John Day Car Insurance vs. Oregon
People living in John Day pay an average of 10.38% less than the typical driver in the state. The average driver in John Day can expect to pay about $1,043 per year, or $1,351 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in John Day for most people.
Car Insurance Prices by John Day Neighborhood
Insurance Prices
Where is insurance cheapest within John Day?
The map shows insurance prices in and around John Day, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $51 per year within the city boundaries, with insurance premiums ranging from a high of $1,392 to a low of $1,341. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Southwest parts of John Day.Pick the Best Car Insurance Company for You in John Day
The best car insurance provider for most drivers in John Day
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $429 over the average John Day car insurance company.
The best car insurance provider for John Day drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $639 over the competition.
The best car insurance company for John Day drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $521 better than other car insurance companies.
The best auto insurance for John Day drivers with a DUI conviction
Getting a quote from Mile Auto may cost the average person with a DUI about $585 less each year.
The least expensive car insurance company for new and young drivers in John Day
In John Day, Country Financial costs young drivers $1,553 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in John Day
State Farm gave the largest car insurance discounts to married couples, averaging $419 saved each year compared to an average John Day couple's premiums.
The cheapest car insurance in John Day for drivers with bad credit
The best John Day car insurance company for customer service
Recent price drops
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The cheapest large national provider in John Day
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average John Day driver can expect to pay about $97 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In John Day, USAA has the best prices for drivers with a DUI conviction, drivers with bad credit, good drivers, drivers with speeding tickets, young drivers, married couples, and drivers with accidents.Auto Insurance Prices in and Around John Day
What Influences the Cost of Car Insurance in John Day?
On average, car insurance in John Day is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in John Day is 18 minutes, which is far less than average for a driver in the state.
- Oregon state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in John Day are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- John Day is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in John Day is $87 per month for minimum coverage and $113 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Canyon City: Insurance costs 0.30% more
- Mount Vernon: Insurance costs 0.37% more
- Ritter: Insurance costs 0.44% more
- Prairie City: Insurance costs 1.33% more
- Seneca: Insurance costs 1.63% more
- Austin Junction: Insurance costs 1.26% more
- Bates: Insurance costs 1.85% more
- Long Creek: Insurance costs 2.96% more
- Dayville: Insurance costs 1.70% more
- Monument: Insurance costs 3.03% more
Cities with Similar Populations
- Donalds: Insurance costs 21.24% more
- Pine Mountain Club: Insurance costs 43.38% more
- Farrandville: Insurance costs 107.85% more
- Varnell: Insurance costs 27.39% more
- Colton: Insurance costs 17.76% more
- Cascade: Insurance costs 19.39% less
- Belmont: Insurance costs 19.39% less
- Baconton: Insurance costs 23.83% more
- Aspers: Insurance costs 5.70% less
- Windy Hills: Insurance costs 51.74% more