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Get Cheap Car Insurance in Beatrice, NE
We monitor insurance prices, helping the average driver in Beatrice save up to 39.3% on car insurance.
The Cheapest Minimum Coverage in Beatrice
The chart below shows the cheapest car insurance company in Beatrice for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by American Family Insurance, State Farm, and Progressive.
| Beatrice Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $34 |
| American Family Insurance | $40 |
| State Farm | $40 |
| Progressive | $48 |
Savings for Every Kind of Beatrice Driver
Based on our extensive insurance data, we know the average Beatrice driver will save about 39% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $546 per year by choosing the right vehicle insurance company. Some Beatrice residents are paying out over $1,390 extra every year for auto insurance in Beatrice. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Beatrice, NE Savings / Yr. |
|---|---|
$546 |
|
$410 |
|
$385 |
|
$299 |
|
$1,319 |
|
$158 |
|
$729 |
Beatrice Car Insurance vs. Nebraska
People living in Beatrice pay an average of 2.53% less than the typical driver in the state. The average driver in Beatrice can expect to pay about $570 per year, or $1,390 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in Beatrice for most people.
Car Insurance Prices by Beatrice Neighborhood
Insurance Prices
Where is insurance cheapest within Beatrice?
The map shows insurance prices in and around Beatrice, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $89 per year within the city boundaries, with insurance premiums ranging from a high of $1,444 to a low of $1,355. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the South parts of Beatrice.Pick the Best Car Insurance Company for You in Beatrice
The best car insurance provider for most drivers in Beatrice
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $546 over the average Beatrice car insurance company.
The best car insurance provider for Beatrice drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $410 over the competition.
The best car insurance company for Beatrice drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $385 better than other car insurance companies.
The best auto insurance for Beatrice drivers with a DUI conviction
Getting a quote from American Family Insurance may cost the average person with a DUI about $299 less each year.
The least expensive car insurance company for new and young drivers in Beatrice
In Beatrice, Farmers Mutual of Nebraska costs young drivers $1,319 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Beatrice
Nationwide gave the largest car insurance discounts to married couples, averaging $158 saved each year compared to an average Beatrice couple's premiums.
The cheapest car insurance in Beatrice for drivers with bad credit
The best Beatrice car insurance company for customer service
Recent price drops
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The cheapest large national provider in Beatrice
For customers who prefer to work with large national providers, we recommend Nationwide for pricing. The average Beatrice driver can expect to pay about $98 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Beatrice, USAA has the best prices for good drivers, drivers with bad credit, drivers with speeding tickets, married couples, young drivers, drivers with a DUI conviction, and drivers with accidents.Auto Insurance Prices in and Around Beatrice
What Influences the Cost of Car Insurance in Beatrice?
On average, car insurance in Beatrice is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Beatrice is 20 minutes, which is far less than average for a driver in the state.
- Nebraska state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Beatrice are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Beatrice is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Beatrice is $48 per month for minimum coverage and $116 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Glenover: Insurance costs 0.50% less
- Holmesville: Insurance costs 1.29% less
- Hoag: Insurance costs 0.36% less
- Ellis: Insurance costs 0.94% more
- Rockford: Insurance costs 0.29% less
- Pickrell: Insurance costs 0.86% more
- Blue Springs: Insurance costs 1.80% more
- Filley: Insurance costs 0.29% less
- Wymore: Insurance costs 1.94% more
- DeWitt: Insurance costs 0.07% less
Cities with Similar Populations
- Leicester: Insurance costs 12.81% less
- Middlesboro: Insurance costs 54.75% more
- Middle Island: Insurance costs 93.53% more
- Menominee: Insurance costs 100.86% more
- Mattawan: Insurance costs 88.78% more
- Mary Esther: Insurance costs 78.92% more
- Little Falls: Insurance costs 36.47% more
- Litchfield: Insurance costs 13.45% less
- Linganore: Insurance costs 29.06% more
- Lindon: Insurance costs 3.17% more