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Get Cheap Car Insurance in Beaver Dam, AZ
We monitor insurance prices, helping the average driver in Beaver Dam save up to 38.6% on car insurance.
The Cheapest Minimum Coverage in Beaver Dam
The chart below shows the cheapest car insurance company in Beaver Dam for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by State Farm, Mile Auto, and MetLife.
| Beaver Dam Insurer | Monthly Cost |
|---|---|
| Metromile | $58 |
| State Farm | $59 |
| Mile Auto | $74 |
| MetLife | $74 |
Savings for Every Kind of Beaver Dam Driver
Based on our extensive insurance data, we know the average Beaver Dam driver will save about 39% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $664 per year by choosing the right vehicle insurance company. Some Beaver Dam residents are paying out over $1,717 extra every year for auto insurance in Beaver Dam. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Beaver Dam, AZ Savings / Yr. |
|---|---|
$664 |
|
$590 |
|
$359 |
|
$603 |
|
$1,913 |
|
$338 |
|
$949 |
Beaver Dam Car Insurance vs. Arizona
People living in Beaver Dam pay an average of 5.33% less than the typical driver in the state. The average driver in Beaver Dam can expect to pay about $905 per year, or $1,717 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in Beaver Dam for most people.
Car Insurance Prices by Beaver Dam Neighborhood
Insurance Prices
Where is insurance cheapest within Beaver Dam?
The map shows insurance prices in and around Beaver Dam, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the city boundaries, with insurance premiums ranging from a high of $1,717 to a low of $1,717. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Beaver Dam.Pick the Best Car Insurance Company for You in Beaver Dam
The best car insurance provider for most drivers in Beaver Dam
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $664 over the average Beaver Dam car insurance company.
The best car insurance provider for Beaver Dam drivers with accidents on their records
In our analysis, Nationwide saved the average person who had been in an accident the most, with annual savings averaging $590 over the competition.
The best car insurance company for Beaver Dam drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $359 better than other car insurance companies.
The best auto insurance for Beaver Dam drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $603 less each year.
The least expensive car insurance company for new and young drivers in Beaver Dam
In Beaver Dam, Geico costs young drivers $1,913 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Beaver Dam
State Farm gave the largest car insurance discounts to married couples, averaging $338 saved each year compared to an average Beaver Dam couple's premiums.
The cheapest car insurance in Beaver Dam for drivers with bad credit
The best Beaver Dam car insurance company for customer service
Nationwide was the best company for customer service in Beaver Dam according to the NAIC.
Recent price drops
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The cheapest large national provider in Beaver Dam
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Beaver Dam driver can expect to pay about $130 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Beaver Dam, USAA has the best prices for married couples, drivers with speeding tickets, drivers with accidents, good drivers, drivers with bad credit, young drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around Beaver Dam
What Influences the Cost of Car Insurance in Beaver Dam?
On average, car insurance in Beaver Dam is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Beaver Dam is 17 minutes, which is far less than average for a driver in the state.
- Arizona state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Beaver Dam are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- Beaver Dam is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Beaver Dam is $75 per month for minimum coverage and $143 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Littlefield: Insurance costs the same
- Mesquite: Insurance costs 20.21% more
- St. George: Insurance costs 20.79% less
- Apple Valley: Insurance costs 19.92% less
- Colorado City: Insurance costs 5.24% more
- Hildale: Insurance costs 19.92% less
- Cane Beds: Insurance costs 1.40% more
- Moccasin: Insurance costs 1.46% more
- Kaibab: Insurance costs 1.46% more
- Fredonia: Insurance costs 0.41% less
Cities with Similar Populations
- West Point: Insurance costs 22.54% more
- Ramsey: Insurance costs 29.53% less
- Nissequogue: Insurance costs 42.52% more
- Coloma: Insurance costs 33.08% less
- Zilwaukee: Insurance costs 62.38% more
- Saltillo: Insurance costs 4.78% less
- Centertown: Insurance costs 2.68% more
- Wolcott: Insurance costs 34.13% less
- Smithland: Insurance costs 21.26% more
- Metlakatla: Insurance costs 24.58% less